What is claimed is:
1. In an apparatus for checking a user’s real name on a network, an apparatus for checking a user’s real name on a network, comprising:
a web unit for transmitting web pages to the user;
a user management unit for receiving the user’s personal information, transmitting the information to a bank, receiving a real name checking result from the bank, and checking the user’s real name; and
a database provided for the web unit and the user management unit.
2. The apparatus of claim 1, wherein the bank transmits the user’s real name checking message to a real name checking server when a real name checking code provided by the user who desires to open an account is identical with a code provided by the user management unit.
3. The apparatus of claim 1, wherein the personal information comprises an identification (ID), password and resident identification number.
4. The apparatus of claim 2, wherein a resident identification number can be used instead of the real name checking code.
5. The apparatus of claim 2, wherein an identification (ID) can be used instead of the real name checking code.
6. The apparatus of claim 2, wherein the real name checking code is used as a banking account number.
7. In a method for checking a user’s real name on a network, a method for checking a user’s real name on the network, comprising the steps of:
(a) receiving personal information from a user;
(b) transmitting a real name checking code to the user and storing the real name checking code;
(c) transmitting the personal information and the real name checking code to a bank; and
(d) receiving a real name checking result from the bank.
8. The method of claim 7, wherein the personal information comprises an identification (ID), password and resident identification number.
9. The method of claim 7, wherein a resident identification number can be used instead of the real name checking code.
10. The method of claim 7, wherein an identification (ID) can be used instead of the real name checking code.
11. The method of claim 7, wherein the real name checking code is used as a banking account number.
12. In a method for checking a real name at a bank, a method for checking a real name on a network of the bank, comprising the steps of:
the bank receiving an account opening request from a user;
the bank checking the user’s identification;
the bank checking registration information, the registration information being made by the user when requesting an account opening;
the bank determining whether the registration information is identical with the personal information provided by the user and the real name checking code provided by a user management unit;
the bank opening an account to the user when the registration information is identical with the personal information provided by the user and the real name checking code provided by the user management unit; and
the bank transmitting a real name checking result to a real name checking server.
The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.
1. A magnetoresistive element, comprising:
a first ferromagnetic layer formed on a base substrate;
a tunnel barrier layer formed on the first ferromagnetic layer;
a second ferromagnetic layer formed on the tunnel barrier layer and containing B, the second ferromagnetic layer including any of H, F, Cl, Br, I, C, O, and N.
2. The magnetoresistive element of claim 1, wherein
a concentration of molecules of said any of H, F, Cl, Br, I, C, O, and N included in the second ferromagnetic layer is higher in a central part in a depth direction of the second ferromagnetic layer than in an upper surface part thereof.
3. The magnetoresistive element of claim 1, wherein
one of the first and second ferromagnetic layers is a magnetization fixed layer, the other of the first and second ferromagnetic layers is a magnetization free layer, and the magnetoresistive element is used as a memory cell of a magnetoresistive random access memory.
4. The magnetoresistive element of claim 1, wherein
the second ferromagnetic layer includes Co and Fe.
5. A method of manufacturing a magnetoresistive element, comprising:
forming a first ferromagnetic layer on a base substrate;
forming a tunnel barrier layer on the first ferromagnetic layer;
forming a second ferromagnetic layer containing B on the tunnel barrier layer; and
performing annealing in a gas-phase atmosphere including a gas at a treatment temperature, after formation of the second ferromagnetic layer, the treatment temperature is higher than a melting point of a product which the gas produces with B.
6. The method of claim 5, wherein
the treatment temperature is higher than a boiling point of the product.
7. The method of claim 5, wherein
the annealing in the gas-phase atmosphere is performed in a state where a surface of the second ferromagnetic layer is exposed.
8. The method of claim 5, wherein
the gas-phase atmosphere contains H2.
9. The method of claim 5, wherein
the gas-phase atmosphere contains gas molecules of any of F, Cl, Br, and I atoms.
10. The method of claim 5, wherein
the gas-phase atmosphere contains a double bond of any of C=C, C\u2550O, and C\u2550N, or a triple bond of any of C\u2261C, and C\u2261N.
11. The method of claim 5, wherein the second ferromagnetic layer includes Co and Fe.
12. A method of manufacturing a magnetoresistive element, comprising:
forming a first ferromagnetic layer on a base substrate;
forming a tunnel barrier layer on the first ferromagnetic layer;
forming a second ferromagnetic layer containing B on the tunnel barrier layer; and
performing annealing in a liquid-phase atmosphere including a liquid at a treatment temperature, after formation of the second ferromagnetic layer, the treatment temperature is higher than a melting point of a product which the liquid produces with B.
13. The method of claim 12, wherein
the treatment temperature is higher than a boiling point of the product.
14. The method of claim 12, wherein
the annealing in the liquid-phase atmosphere is performed in a state where a surface of the second ferromagnetic layer is exposed.
15. The method of claim 12, wherein
the liquid-phase atmosphere contains any of F, Cl, Br, and I.
16. The method of claim 12, wherein
the liquid-phase atmosphere contains a multiple bond of any of C\u2550C, C\u2550O, C\u2550N, C\u2261C, and C\u2261N.
17. The method of claim 12, wherein
the liquid-phase atmosphere contains any of F, Cl, Br, and I as a solute.
18. The method of claim 12, wherein
the liquid-phase atmosphere contains a multiple bond of any of C\u2550C, C\u2550O, C\u2550N, C\u2261C, and C\u2261N as a solute.
19. The method of claim 12, wherein
the second ferromagnetic layer includes Co and Fe.