1. A method for administering insurance claims and monitoring claim-related data in a database, comprising the steps of:
(a) receiving a claim;
(b) determining a dollar value of the claim;
(c) issuing a bill-on-redemption card account funded with a point value corresponding to at least a portion of said dollar value of the claim;
(d) paying at least some portion of the dollar value of the claim when the card account is used by a card recipient;
(e) collecting purchase information from the card account; and
(f) entering the purchase information into the database.
2. The method according to claim 1, further comprising the step of:
(g) using the database to review purchase trends.
3. The method according to claim 1, further comprising the step of:
(g) using the database to review insurance investigations for accuracy.
4. The method according to claim 1, wherein the card account is a debit card account.
5. The method according to claim 1, wherein the card account is a credit card account.
6. The method according to claim 1, wherein the claim relates to Workman’s Compensation.
7. The method according to claim 1, wherein the claim relates to employee disability payments.
8. The method according to claim 1, wherein the claim is an insurance claim.
9. The method according to claim 1, wherein the purchase information reflects an actual repair cost of an automobile and further comprising the step of:
(g) comparing the determined dollar value of the claim to the actual repair cost of the automobile.
10. The method according to claim 1, wherein the claim relates to an automobile accident.
11. The method according to claim 1, wherein the claim relates to medical treatment.
12. The method according to claim 1, wherein the claim relates to death benefits.
13. The method according to claim 1, wherein the claim relates to property damage.
14. The method according to claim 1, wherein the claim relates to property loss.
15. The method according to claim 1, wherein the claim relates to theft.
16. The method according to claim 1, wherein the information collected in step (e) includes a time of purchase.
17. The method according to claim 1, wherein the information collected in step (e) includes an amount of purchase.
18. The method according to claim 1, wherein the information collected in step (e) includes a place of purchase.
19. The method according to claim 1, wherein the information collected in step (e) includes a time, place, and amount of each purchase.
20. The method according to claim 1, further comprising the step of:
(g) closing the account after a predetermined amount of time.
21. The method of claim 20, further comprising the step of:
before step (g), reimbursing the card account recipient any money remaining in the account.
22. The method of claim 1, wherein the card account is managed by an independent claim service provider.
23. The method of claim 1, wherein the card account is managed by an insurance company.
24. The method according to claim 1, wherein the determination of the dollar value of the claim received in step (b) was made by an insurance adjuster; wherein the purchase information collected in step (e) includes the actual amount spent on repairing an automobile; and further comprising the steps of:
(g) comparing the dollar value of the claim to the actual amount spent on repairing the automobile; and
(h) evaluating the performance of the insurance adjuster.
The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.
1. A speaker diaphragm comprising:
first and second surface layers; and
a middle layer sandwiched between the first and second surface layers,
wherein the surface layers and the middle layer are made of a resin and fibers in the resin forming a fiber reinforced resin, the fibers having a length in a range of 3 to 50 mm,
wherein the fibers in both the first and second surface layers are oriented in a direction radially oriented from a center to a periphery of the diaphragm and the fibers in the middle layer of the diaphragm are oriented in a multidimensional direction from the fibers in both of the first and second layers, and
wherein a thickness of the middle layer is larger than a sum of thicknesses of both the first and second surface layers.
2. The speaker diaphragm according to claim 1, wherein said fibers are intertwined with each other in said resin.
3. The speaker diaphragm according to claim 1, wherein said resin contains fillers.