1460916842-4b735210-4537-4157-8bfd-4d5cc80d4b44

1. A processor-implemented method, comprising:
receiving at a wireless device account data corresponding to a payment card;
receiving at the wireless device instructions to initiate transfer of funds from a sender account corresponding to the payment card to a receiver account, said instructions including a receiver identifier;
initiating the transfer of funds from the sender account to the receiver account by sending at least the account data, the receiver identifier and an amount to an authorization entity, wherein the authorization entity:
sends an authorization request to an issuer of the sender account;
obtains, in response to the authorization request, an authorization response authorizing the transfer of funds from the issuer of the sender account; and
conducts, upon obtaining the authorization response, a credit transaction with an issuer of the receiver account to transfer funds to the receiver account; and

receiving at the wireless device confirmation of the transfer of funds to the receiver account from the authorization entity.
2. The method of claim 1, further comprising:
receiving at the wireless device instructions to send a funds transfer notification to a receiver wireless device associated with the receiver identifier; and
sending the funds transfer notification to the receiver wireless device associated with the receiver identifier.
3. The method of claim 2, wherein the receiver wireless device is enrolled in a payment processing system.
4. The method of claim 1, further comprising using the receiver identifier to obtain receiver details and displaying the receiver details on the wireless device for confirmation.
5. The method of claim 4, further comprising obtaining confirmation regarding the receiver details at the wireless device prior to obtaining the authorization.
6. The method of claim 4, wherein the receiver details include at least one of a name of the receiver, location of the receiver and an amount of the funds for transfer.
7. The method of claim 1, wherein the authorization entity is at least one of a payment gateway and a transaction handler.
8. The method of claim 1, wherein the receiver identifier is an identifier associated with a receiver wireless device associated with the receiver account.
9. The method of claim 1, wherein the payment card is at least one of an open loop gift card, a closed loop gift card, a debit card, a credit card and a prepaid card.
10. The method of claim 1, wherein the account data is received from the payment card that is removably installed in a card receiving position of the wireless device.
11. The method of claim 1, further comprising:
receiving at the wireless device activation information;
sending the activation information to a payment gateway for validation; and
receiving from the payment gateway a hashed message digest activating the wireless device for the transfer of funds.
12. The method of claim 1, further comprising associating the account data to an identifier of the wireless device.
13. A wireless device funds transfer system, comprising
a memory;
a processor disposed in communication with said memory, and configured to issue a plurality of processing instructions stored in the memory, wherein the processor issues instructions to:
receive at a wireless device account data corresponding to a payment card;
receive at the wireless device instructions to initiate transfer of funds from a sender account corresponding to the payment card to a receiver account, said instructions including a receiver identifier;
initiate the transfer of funds from the sender account to the receiver account by sending at least the account data, the receiver identifier and an amount to an authorization entity, wherein the authorization entity:
sends an authorization request to an issuer of the sender account;
obtains, in response to the authorization request, an authorization response authorizing the transfer of funds from the issuer of the sender account; and
conducts, upon obtaining the authorization response, a credit transaction with an issuer of the receiver account to transfer funds to the receiver account; and

receive at the wireless device confirmation of the transfer of funds to the receiver account from the authorization entity.
14. The system of claim 13, further comprising means to:
receive instructions to send a funds transfer notification to a receiver wireless device associated with the receiver identifier; and
send the funds transfer notification to the receiver wireless device associated with the receiver identifier.
15. The system of claim 13, wherein the processor issues further instructions to:
determine receiver details using the receiver identifier; and
display the receiver details on the wireless device for confirmation by a user of the wireless device.
16. A wireless device funds transfer processor-readable medium storing processor-issuable instructions to:
receive at a wireless device account data corresponding to a payment card;
receive at the wireless device instructions to initiate transfer of funds from a sender account corresponding to the payment card to a receiver account, said instructions including a receiver identifier;
initiate the transfer of funds from the sender account to the receiver account by sending at least the account data, the receiver identifier and an amount to an authorization entity, wherein the authorization entity:
sends an authorization request to an issuer of the sender account;
obtains, in response to the authorization request, an authorization response authorizing the transfer of funds from the issuer of the sender account; and
conducts, upon obtaining the authorization response, a credit transaction with an issuer of the receiver account to transfer funds to the receiver account; and

receive at the wireless device confirmation of the transfer of funds to the receiver account from the authorization entity.
17. The medium of claim 16, further comprising instructions to:
send a funds transfer notification to a receiver wireless device associated with the receiver identifier.
18. A wireless device funds transfer apparatus, comprising:
a memory;
a processor disposed in communication with said memory, and configured to issue a plurality of processing instructions stored in the memory, wherein the processor issues instructions to:
receive at a wireless device account data corresponding to a payment card;
receive at the wireless device instructions to initiate transfer of funds from a sender account corresponding to the payment card to a receiver account, said instructions including a receiver identifier;
initiate the transfer of funds from the sender account to the receiver account by sending at least the account data, the receiver identifier and an amount to an authorization entity, wherein the authorization entity:
sends an authorization request to an issuer of the sender account;
obtains, in response to the authorization request, an authorization response authorizing the transfer of funds from the issuer of the sender account; and
conducts, upon obtaining the authorization response, a credit transaction with an issuer of the receiver account to transfer funds to the receiver account; and

receive at the wireless device confirmation of the transfer of funds to the receiver account from the authorization entity.
19. The apparatus of claim 18, wherein the processor issues instructions to:
send a funds transfer notification to a receiver wireless device associated with the receiver identifier.
20. The apparatus of claim 18, wherein the account data is received from the payment card that is removably installed in a card receiving position thereof.

The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.

1. An expansion valve including an in-built valve unit, said valve unit having the function of a temperature sensing section detecting a degree of refrigerant overheat at an outlet of an evaporator and the function of a valve element controlling a passing amount of high-pressure refrigerant to be adiabatically expanded in accordance with changes of the degree of refrigerant overheat as detected by said temperature sensing section,
wherein said valve unit completely is received in an outer pressure vessel formed by moulding resin into a one-piece body by an insert moulding process.
2. The expansion valve as in claim 1,
wherein two half shells are interposed between said valve unit and said resin-moulded pressure vessel as a pre-assembled sub-unit containing said valve unit, each of said half shells having a shape forming refrigerant passages communicating with refrigerant passage ports formed by said resin-moulded pressure vessel.
3. The expansion valve as in claim 2,
wherein each of said half shells has at least one resin injection port and a groove communicating with said resin injection port and extending along a boundary between an inlet section for introducing the high-pressure refrigerant and an outlet section for letting out adiabatically expanded low-pressure refrigerant, and extending along a boundary at which a refrigerant passage for passing the refrigerant from the outlet of the evaporator is bounded by the high-pressure refrigerant inlet section and by the low-pressure refrigerant outlet section, the resin forming said pressure vessel being injected into said grooves during the insert moulding process to form an integrated seal member structure of said expansion valve.
4. The expansion valve as in claim 1,
wherein said resin-moulded pressure vessel has an elliptic outer form in view onto a pipe mounting surface thereof.
5. The expansion valve as in claim 1,
wherein said pressure vessel has an integrated circumferential flange protruding at a location close to one pipe mounting surface thereof, said flange forming part of a sealing structure for a mounting section.
6. The expansion valve as in claim 1,
wherein said pressure vessel has at least one through hole extending through said pressure vessel from one pipe mounting surface to another pipe mounting surface to permit a mounting bolt to be inserted therethrough, and a metal collar inserted into said through hole and having a length greater than that of said through hole.
7. The expansion valve as in claim 6,
wherein a metal plate as a component separate from said pressure vessel is arranged close to one pipe mounting surface in abutment against an end face of said metal collar for bearing stress induced by tightening the mounting bolt inserted through said metal collar arranged in said through hole.
8. The expansion valve as in claim 7,
wherein said metal plate has a mounting bolt either securely fixed on said metal plate or formed integrally therewith, said mounting bolt permitting a pipe to be mounted to said one pipe mounting surface.
9. The expansion valve as in claim 2,
wherein both of said half shells of said sub-unit are positively interconnected in predetermined mutually related positions along common peripheral continuous edge regions comprising a positively engaging groove and rib structure and by positively inter-engaging hook and counter hook structures provided outside of said edge regions.
10. A method for manufacturing an expansion valve for a refrigeration cycle, according to which method a valve unit including a temperature sensing section and valve element is completely inserted into a pressure vessel having a cavity for said valve unit and high-pressure and low-pressure refrigerant passages,
wherein said pressure vessel is formed in one piece around said valve unit from a resin and by an insert moulding process.
11. Method as in claim 10,
wherein said insert moulding process simultaneously and in situ forms from said resin defining said pressure vessel a sealing structure for and between the respective refrigerant passages.
12. Method as in claim 10 or 11,
wherein two half shells are prefabricated and are interconnected around said valve unit into a sub-unit of said expansion valve, each of said half shells being prefabricated with integrated cavities for said sealing structure and with refrigerant passage parts, forming a sub-form cavity from said sub-form cavity depressions by interconnecting said half shells, positioning of said sub-unit in a form cavity corresponding to the shape and dimension of said pressure vessel, filling said form cavity and simultaneously said sub-form cavity within said sub-unit and integrating said sub-unit into said pressure vessel by injecting resin in an insert moulding process into said form cavity.