1. A method, comprising:
receiving, by a payment service provider system comprising one or more computers from a payer, an image representing a payment coupon;
determining, by the payment service provider system, an identity of a biller associated with the payment coupon based at least in part on information displayed by the image;
extracting, by the payment service provider system, data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon; and
performing, by the payment service provider system, at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.
2. The method of claim 1, wherein the image comprises one of: (a) a scanned image of the payment coupon; or (b) a photograph of the payment coupon.
3. The method of claim 1, wherein determining the identity of the biller comprises extracting the identity of the biller from the image.
4. The method of claim 3, wherein extracting the identity of the biller from the image comprises utilizing optical character recognition processing for at least one predetermined biller location on the image.
5. The method of claim 1, wherein determining the identity of the biller comprises receiving the identity of the biller from the payer.
6. The method of claim 1, wherein performing at least one of: (a) processing the payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to the list of billers for the payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon comprises:
determining that the biller is not associated with the list of billers for the payer; and
adding the biller to the list of billers.
7. The method of claim 6, wherein extracting data from the image further comprises:
extracting the payer’s account identifier from the image based at least in part on the payment coupon metadata; and
storing the address in association with the payer.
8. The method of claim 6, wherein extracting data from the image further comprises:
extracting an address for the biller from the image based at least in part on the payment coupon metadata; and
storing the address in association with the biller.
9. The method of claim 1, wherein performing at least one of: (a) processing the payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to the list of billers for the payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon comprises:
determining that the biller is not activated as an electronic biller for the payer; and
activating the biller as an electronic biller for the payer.
10. The method of claim 9, wherein extracting data from the image further comprises:
extracting an address for the biller from the image based at least in part on the payment coupon metadata; and
storing the address in association with the biller.
11. The method of claim 1, wherein performing at least one of: (a) processing the payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to the list of billers for the payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon comprises:
extracting payment information from the image; and
directing a payment to the biller on behalf of the payer based at least in part on the payment information and the identity of the biller.
12. The method of claim 11, wherein the payment information comprises at least one of: (a) a payment amount; (b) the payer’s account identifier; or (c) a payment date associated with the payment coupon.
13. The method of claim 11, further comprising, prior to directing the payment, presenting the payment information to the payer for confirmation or modification.
14. The method of claim 1, wherein extracting data from the image comprises performing optical character recognition processing at one or more predetermined locations in the image based at least in part on the payment coupon metadata.
15. The method of claim 1, wherein the payment coupon metadata is previously stored in association with the biller by the payment service provider system.
16. The method of claim 1, wherein the payment coupon metadata is provided at least in part by the payer.
17. The method of claim 16, further comprising, prior to extracting data from the image:
determining that no payment coupon metadata is stored in association with the biller;
requesting a respective set of one or more field indicators representing at least an approximate size or an approximate location for one or more fields within the image;
receiving the respective set of one or more field indicators for the one or more fields within the image; and
storing the respective set of one or more field indicators for the one or more fields within the image as the payment coupon metadata in association with the biller.
18. A system, comprising:
at least one memory comprising computer-executable instructions;
at least one communications interface; and
at least one processor in communication with the at least one communications interface and the at least one memory and configured to execute the computer-executable instructions to:
receive an image representing a payment coupon;
determine an identity of a biller associated with the payment coupon based at least in part on information displayed by the image;
extract data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon; and
perform at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.
19. The system of claim 18, wherein the at least one processor is further configured to execute the computer-executable instructions to perform optical character recognition processing at one or more predetermined locations in the image based at least in part on the payment coupon metadata.
20. The system of claim 18, wherein the payment coupon metadata is previously stored in association with the biller by the payment service provider system.
21. The system of claim 18, wherein the payment coupon metadata is provided at least in part by the payer.
The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.
1. An apparatus for forming an organic layer, comprising:
a donor film supply part configured to supply a donor film, the donor film comprising a base substrate, a transfer layer disposed on the base substrate, and a protective film disposed on the transfer layer;
a protective film withdrawal part configured to remove the protective film from the donor film;
a transfer printing process part configured to transfer the transfer layer of the donor film onto a transfer substrate to form a first organic layer;
a first deposition part configured to form a second organic layer on the transfer layer through a first deposition process, on which the first organic layer is formed;
a second deposition part configured to form a third organic layer on the transfer layer through a second deposition process, on which the second organic layer is formed; and
a donor film withdrawal part configured to withdraw the donor film,
wherein the donor film supply part, the protective film withdrawal part, the transfer printing process part, the first deposition part, the second deposition part, and the donor film withdrawal part are successively arranged to be connected in series.
2. The apparatus of claim 1, wherein the transfer substrate is configured to be transferred to the donor film withdrawal part from the donor film supply part after being entered into the donor film supply part.
3. The apparatus of claim 2, wherein the transfer printing process part and the donor film withdrawal part are maintained in a vacuum state lower than a vacuum state at which the first and second deposition parts are maintained.
4. The apparatus of claim 3, further comprising a process support part disposed between the protective film withdrawal part and the transfer printing process part, wherein the process support part is maintained at a vacuum state lower than that the vacuum state at which the first and second deposition parts are maintained.
5. A method of manufacturing an organic light emitting display, comprising:
providing an insulating substrate to a donor film supply part of an organic layer forming apparatus including the donor film supply part, a protective film withdrawal part, a transfer printing process part, a first deposition part, a second deposition part, and a donor film withdrawal part successively arranged to be connected in series, the insulating substrate including a plurality of pixel areas, wherein a first electrode is formed in the plurality of pixel areas;
supplying a donor film including a base substrate, a transfer layer disposed on the base substrate, and a protective film disposed on the transfer layer using the donor film supply part;
removing the protective film using the protective film withdrawal part;
transferring the transfer layer onto the first electrode in a portion of the pixel areas using the transfer printing process part to form a first organic layer;
depositing a first organic material onto the first electrode in another portion of the pixel areas using the first deposition part to form a second organic layer;
depositing a second organic material onto the first electrode in the portion of the pixel areas using the second deposition part to form a third organic layer; and
withdrawing the donor film using the donor film withdrawal part.
6. The method of claim 5, further comprising irradiating a laser beam onto the base substrate after removing the protective film.
7. The method of claim 5, wherein the transfer printing process part and the donor film withdrawal part are maintained in a vacuum state lower than a vacuum state at which the first and second deposition parts are maintained.
8. The method of claim 5, further comprising a process support part disposed between the protective film withdrawal part and the transfer printing process part, wherein the process support part is maintained at a vacuum state lower than that of a vacuum state at which the first and second deposition parts are maintained.
9. The method of claim 5, further comprising forming a pixel definition layer to expose a portion of the first electrode.