1. A credit intermediary system, comprising:
a first, a second and a third information processing apparatus to be connected with each other through a network, wherein:
said first information processing apparatus transmits a credit electronic message including a credit card number, a plurality of a card holder’s attributes independent of the credit card number and a security code of the card holder’s credit card to said second information processing apparatus;
said second information processing apparatus determines an issuing credit company that issued said credit card on the basis of said credit card number, requires credit card companies to preregister with a credit intermediary database, and uses the credit intermediary database of preregistered credit card companies to transmit said credit electronic message to said third information processing apparatus disposed in said issuing credit company;
said third information processing apparatus executes a credit authorization process on the basis of said credit electronic message received, verifies each of the plurality of the card holder’s attributes received, and transmits a result of credit authorization process and a confirmation result of the security code and confirmation results of the card holder’s attributes indicating for each individual attribute of the plurality of the card holder’s attributes whether the individual attribute matches a stored value, to said second information processing apparatus;
said second information processing apparatus transmits said result of credit authorization process and said confirmation result of the security code and the card holder’s attribution information received to said first information processing apparatus;
said first information processing apparatus compares said result of credit authorization process and said confirmation result of the security code and the confirmation results of the card holder’s attributes against a selected condition specifying which card holder’s attributes need to be confirmed to determine whether a sales process is to be allowed or disallowed; and
said first information processing apparatus includes
a receiver that receives said result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card from one of said user’s credit card company system or said credit intermediary system;
a store table which is stored in a storage device, defining a plurality of conditions for one card holder corresponding to increasing transaction amount thresholds under which a sales process is approved, said first information processing apparatus selecting one condition of the plurality of conditions based on a transaction amount;
a comparing unit that compares said result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card against the selected condition stored in the store table;
a computation unit that determines whether or not said result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card satisfy the selected condition; and
an execution unit that executes a sales process if the selected condition is satisfied.
2. The credit intermediary system according to claim 1, wherein:
said card holder’s attributes include a birth date of a card holder of said credit card, a telephone number of said card holder, a last name of said card holder and a first name of said card holder.
3. The credit intermediary system according to claim 1, wherein
a first condition corresponding to a first transaction threshold requires verification of no card holder’s attribution information,
a second condition corresponding to a second transaction threshold greater than the first transaction threshold requires verification of the birth date of the card holder,
a third condition corresponding to a third transaction threshold greater than the second transaction threshold requires verification of the birth date of the card holder, the last name of the card holder, and the security code of the card holder, and
a fourth condition corresponding to a fourth transaction threshold greater than the third transaction threshold requires verification of the birth date of the card holder, the telephone number of the card holder, the last name of the card holder, the first name of the card holder and the security code of the card holder.
4. A credit intermediary system for performing credit-intermediacy process between an issuing credit company system and one of a user’s credit card company system or an affiliated store system, said credit intermediary system comprising:
receiving means for receiving a credit electronic message regarding a credit card including a credit card number, a plurality of a card holder’s attributes independent of the credit card number and a security code of said credit card from one of said user’s credit card company system or said affiliated store system;
credit request means for determining an issuing credit company that issued said credit card on the basis of said credit card number, requiring credit card companies to preregister with a credit intermediary system database, and using the credit intermediary database of preregistered credit card companies to output a credit electronic message corresponding to the received credit electronic message to said issuing credit company system for performing a credit authorization request;
transmitting means for receiving a result of credit authorization process and a confirmation result of the security code and confirmation results of the card holder’s attributes indicating for each individual attribute of the plurality of the card holder’s attributes whether the individual attribute matches a stored value, with regards to said credit authorization requested by said credit request means from said issuing credit company system, and transmitting said result of credit authorization process and said confirmation result of the security code and the confirmation results of the card holder’s attributes to one of said user’s credit card company system or said affiliated store system;
receiving means for receiving said result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card from one of said user’s credit card company system or said credit intermediary system;
defining means for defining a plurality of conditions for one card holder corresponding to increasing transaction amount thresholds under which a sales process is approved, one condition of the plurality of conditions being selected;
storage means for storing said conditions in a store table;
comparing means for comparing said result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card with the selected condition specifying which card holder’s attributes need to be confirmed;
determining means for determining whether or not the result of credit authorization process and the confirmation results of the card holder’s attributes and said security code of said credit card satisfy the selected condition; and
executing means for executing the sales process if the conditions are satisfied.
5. The credit intermediary system according to claim 4, wherein:
said card holder’s attributes include a birth date of a card holder of said credit card, a telephone number of said card holder, a last name of said card holder and a first name of said card holder.
6. A credit intermediary method of a credit intermediary apparatus for performing credit-intermediacy process between an issuing credit company system and one of a user’s credit card company system or an affiliated store system, said credit intermediary method comprising:
receiving a credit electronic message regarding a credit card including a credit card number, a plurality of a card holder’s attributes independent of the credit card number and a security code of said credit card from one of said user’s credit card company system or said affiliated store system;
determining an issuing credit company that issued said credit card on the basis of said credit card number included in said credit electronic message that is received in the receiving a credit electronic message;
outputting a credit electronic message corresponding to the received credit electronic message;
requiring credit card companies to preregister with a credit intermediary database;
using the credit intermediary database of preregistered credit card companies to transmit the outputted credit electronic message to said issuing credit company system for requesting a credit authorization;
receiving a result of credit authorization process and a confirmation result of the security code and confirmation results of the card holder’s attributes indicating for each individual attribute of the plurality of the card holder’s attributes whether the individual attribute matches a stored value, from said issuing credit company system;
transmitting said result of credit authorization process and the confirmation result of the security code and the confirmation results of the card holder’s attributes to one of said user’s credit card company system or said affiliated store system;
receiving said result of credit authorization process and the confirmation results of the card holder’s attributes and said security code of said credit card from one of said user’s credit card company system or a credit intermediary system;
defining a plurality of conditions for one card holder corresponding to increasing transaction amount thresholds under which a sale process is approved;
storing said conditions in a store table;
selecting one condition of the plurality of conditions;
comparing said result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card with the selected condition specifying which card holder’s attributes need to be confirmed;
determining whether or not the result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card satisfy the selected condition; and
executing a sales process if the selected condition is satisfied.
7. The credit intermediary method according to claim 6, wherein:
said card holder’s attributes include a birth date of a card holder of said credit card, a telephone number of said card holder, a last name of said card holder and a first name of said card holder.
8. A recording medium in which a computer-readable program for realizing a credit intermediary apparatus is recorded, said computer-readable program performing credit-intermediacy process regarding a credit card, between an issuing credit company system and one of a user’s credit card company system and an affiliated store system, said computer readable program comprising:
receiving a credit electronic message including a credit card number, a plurality of a card holder’s attributes independent of the credit card number and a security code of said credit card from one of said user’s credit card company system or said affiliated store system;
determining an issuing credit company that issued said credit card on the basis of said credit card number included in said credit electronic message that is received in the receiving a credit electronic message;
outputting a credit electronic message corresponding to the received credit electronic message;
requiring credit card companies to preregister with a credit intermediary database;
using the credit intermediary database of preregistered credit card companies to transmit the outputted credit electronic message to said issuing credit company system for requesting a credit authorization;
receiving a result of credit authorization process and a confirmation result of the security code and confirmation results of the card holder’s attributes indicating for each individual attribute of the plurality of the card holder’s attributes whether the individual attribute matches a stored value, from said issuing credit company system;
transmitting said result of credit authorization process and said confirmation result of the security code and the confirmation results of the card holder’s attributes to one of said user’s credit card company system or said affiliated store system;
receiving said result of credit authorization process and the confirmation results of the card holder’s attributes and said security code of said credit card from one of said user’s credit card company system or a credit intermediary system;
defining a plurality of conditions for one card holder corresponding to increasing transaction amount thresholds under which a sale process is approved;
storing said conditions in a store table;
selecting one condition of the plurality of conditions;
comparing said result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card with the selected condition specifying which card holder’s attributes need to be confirmed;
determining whether or not the result of credit authorization process and said confirmation results of the card holder’s attributes and said security code of said credit card satisfy the selected condition; and
executing a sales process if the selected condition is satisfied.
9. The recording medium according to claim 8, wherein:
said card holder’s attributes include a birth date of a card holder of said credit card, a telephone number of said card holder, a last name of said card holder and a first name of said card holder.
The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.
1. A light comprising:
a mount assembly removably attachable to an article of clothing, said mount assembly including a docking base adapted to lockably engage a light body; and
a light body adapted to lockably engage said docking base, said light body including at least one light source.
2. The light of claim 1, wherein:
said mount assembly includes a clip adapted to be attached to the article of clothing, said docking base secured to said clip.
3. The light of claim 2, wherein:
said docking base is pivotally secured to said clip.
4. The light of claim 1, wherein:
said mount assembly includes a clip removably attachable to the article of clothing and a pivot assembly pivotally securing said docking base to said clip.
5. The light of claim 1, wherein:
said mount assembly includes a pivot assembly adapted to engage said docking base in a selected one of a plurality of alternative fixed orientations with respect to said clip.
6. The light of claim 5, wherein:
said docking base includes at least one arm pivotally engaging said pivot assembly.
7. The light of claim 5, wherein:
said docking base includes at least one ring rotatably cooperating with said pivot assembly.
8. The light of claim 7, wherein:
said pivot assembly includes at least one stationary ring, said at least one stationary ring and said at least one ring of said docking base cooperatively configured for permitting rotation of said at least one ring of said docking base with respect to said at least one stationary ring.
9. The light of claim 7, wherein:
said at least one ring of said docking base includes a plurality of radially spaced ridges and valleys, said pivot assembly includes at least one ring including radially spaced valleys and ridges engaging said ridges and valleys of said at least one ring of said docking base.
10. The light of claim 9, wherein:
said at least one ring of said docking base is biased against said at least one ring of said pivot assembly.
11. The light of claim 10, wherein:
said at least one ring of said docking base is carried by at least one arm included by said docking base and said at least one ring of said pivot assembly is carried by at least one bracket secured to said clip.
12. The light of claim 11, wherein:
said pivot assembly includes a pivot pin pivotally securing said at least one arm to said at least one bracket.
13. The light of claim 2, wherein:
said clip includes at least one pair of legs.
14. The light of claim 13, wherein:
one leg of said at least one pair of legs includes a catch directed toward the other leg of said at least one pair of legs.
15. The light of claim 13, wherein:
an end of one leg of said at least one pair of legs is tapered toward the other leg of said at least one pair of legs.
16. The light of claim 4, wherein:
the article of clothing comprises an assault vest.
17. The light of claim 4, wherein:
the article of clothing comprises a MOLLE vest.
18. The light of claim 4, wherein:
the article of clothing comprises a strap.
19. The light of claim 18, wherein:
said clip includes a pair of legs having a catch on one of said legs for capturing a portion of the strap between said legs of said pair of legs.
20. Light apparatus comprising:
an article of clothing including a strap secured therealong;
a mount assembly including a clip and a docking base pivotally secured to said clip, said clip removably attached to said strap;
a light body including at least one light source; and
a first attachment device carried by said docking base and a second attachment device carried by said light body, said first attachment device and said second attachment device adapted for cooperatively attaching said light body to said mount assembly when said light body is applied to said docking base and displaced in a predetermined direction with respect thereto.
21. The light apparatus of claim 20, wherein:
said article of clothing comprises an assault vest.
22. The light apparatus of claim 20, wherein:
said article of clothing comprises a MOLLE vest.
23. The light apparatus according to claim 20, wherein:
one of said first attachment device and said second attachment device includes an actuator for releasing said light body from said mount assembly when actuated and said light body is displaced with respect to said docking base in a direction opposite said predetermined direction.
24. The light apparatus according to claim 20, wherein:
one of said first and second attachment devices includes a channel and the other of said first and second attachment devices includes a rail for cooperating with said channel when said light body is applied to said docking base and displaced in said predetermined direction.
25. A method of attaching a light to an article of clothing, comprising:
providing an article of clothing with a strap secured therealong;
providing a mounting assembly including a clip and a docking base;
providing a light body including at least one light source;
placing said article of clothing for being worn by a user with said clip attached to said strap; and
the user grasping the light body with one hand and, in a substantially continuous motion of that one hand,
aligning said light body with said docking base,
sliding said light body onto said docking base, and
releasably locking said light body to said docking base.
26. The method of claim 25, wherein:
said light body includes a battery housing, and the aligning step includes the user tactually using said battery housing to orient said light body with respect to said docking base.
27. The method of claim 25, further including the steps of:
the user grasping said light body with one hand and, in a substantially continuous motion of that one hand,
unlocking said light body from said docking base, and
sliding said light body off said docking base.
28. The method of claim 25, wherein:
the unlocking and sliding steps are performed without visual reference by the user.
29. A mount assembly for mounting a light body to an article of clothing, comprising:
a clip including at least one pair of legs removably attachable to an article of clothing;
a pivot assembly including two opposed brackets secured to said clip, two fixed adjustment rings respectively in said brackets, and a pivot pin extending between said fixed adjustment rings;
a docking base adapted to lockably engage the light body, said docking base including two opposed arms each including an adjustment ring cooperatively configured to said fixed adjustment rings and pivotally mounted to said pivot pin; and
a spring carried by said pivot pin biasing said arms away from one another.
30. The mount assembly according to claim 29, wherein:
said clip includes two pairs of legs.
31. The mount assembly according to claim 29, wherein:
the article of clothing includes a strap; and
said at least one pair of legs is removably attachable to the strap.
32. The mount assembly according to claim 31, wherein:
the article of clothing comprises an assault vest.
33. The mount assembly according to claim 31, wherein:
the article of clothing comprises a MOLLE vest.