1. A system comprising:
a device comprising:
a processor;
a projector; and
a light emitter configured to emit non-visible light;
a display medium that is physically separate from the device, the display medium configured to:
receive images projected onto a rear surface of the display medium by the projector, causing the images to be displayed for viewing on a front surface of the display medium at a first brightness level, and
allow non-visible light directed to the rear surface of the display medium to pass, at least in part, through the display medium to an environment in front of the front surface of the display medium; and
the device further comprising one or more computer-readable media storing computer-executable instructions that, when executed by the processor, cause the processor to perform acts comprising:
determining that the image has decreased from the first brightness level to a second brightness level that is less than the first brightness level;
based at least partly on the image decreasing from the first brightness level to the second brightness level, causing an additional instance of the image to be projected onto the rear surface of the display medium;
detecting, based at least in part on an interaction of a user of the display medium with the non-visible light passed through to the environment, one or more gestures made by the user;
determining one or more operations to be performed based on the one or more gestures; and
performing at least one operation of the one or more operations.
2. The system as recited in claim 1, wherein the display medium comprises:
a first layer that allows the non-visible light to pass through at least in part; and
nano particles within the first layer, the nano particles being formed of at least one of phosphorescent material or fluorescent material to emit one or more colors of light in response to receiving the images projected from the projector.
3. The system as recited in claim 1, wherein the display medium comprises a plurality of passive optical elements on a first layer, the plurality of passive optical elements configured to receive the images projected by the projector to the rear end of the display medium and cause the images to be displayed for viewing on the front surface of the display medium.
4. The system as recited in claim 1, wherein the light emitter is an infrared (IR) device configured to emit IR light.
5. The system as recited in claim 1, wherein the projector projects light having a plurality of different wavelengths, wherein a first wavelength of the plurality of wavelengths causes a first color to be displayed on the display medium and a second wavelength of the plurality of wavelengths causes a second color to be displayed on the display medium.
6. A system comprising:
a passive display medium having a front surface and a rear surface, the passive display medium configured to:
depict images on the front surface, and
allow non-visible light directed to the back surface to pass, at least in part, through the passive display medium to an environment in front of the front surface of the passive display medium;
a projector, that is physically separate from the passive display medium, to:
project images to the rear surface of the passive display medium, the images that are projected causing the images to be displayed for viewing on the front surface of the passive display medium at a first brightness level that decreases over time; and
based at least partly on a determination that the first brightness level has decreased to a second brightness level, project an additional instance of the images to the rear surface of the passive display medium; and
an interaction detection component configured to detect and interpret human interaction with the non-visible light passed through to the environment.
7. The system as recited in claim 6, wherein the passive display medium comprises particles to emit one or more colors of light in response to receiving the images projected from the projector to create the images to be displayed on the front surface.
8. The system as recited in claim 6, wherein the passive display medium comprises at least one of phosphorescent material or fluorescent material.
9. The system as recited in claim 6, wherein the passive display medium comprises:
a first material to allow the non-visible light to pass through at least in part; and
nano particles within the first material, the nano particles being formed of at least one of phosphorescent material or fluorescent material to emit one or more colors of light in response to receiving the images projected from the projector.
10. The system as recited in claim 9, wherein the one or more colors comprise blue, green and one of red or ultra violet.
11. The system as recited in claim 6, wherein the passive display medium comprises:
a first layer;
a plurality of first optical elements on the rear surface to receive the light information from the projector; and
a plurality of second optical elements on the front surface of the display medium to present the images.
12. The system as recited in claim 6, wherein the interaction detection component is configured to recognize facial expressions of a user of the passive display medium.
13. The system as recited in claim 6, wherein the interaction detection component comprises an infrared (IR) device to direct IR light through the passive display medium and onto the environment.
14. The system as recited in claim 6, wherein the interaction detection component comprises:
an infrared (IR) device to direct IR light through the passive display medium and onto the environment; and
a gesture detection component to determine gestures made by a user located in the environment based at least in part on detecting IR light scattered from the environment.
15. The system as recited in claim 14, wherein the gesture detection component is further configured to at least one of recognize facial expressions or authenticate the viewer.
16. The system as recited in claim 6, wherein the interaction detection component comprises a gesture detection component to detect gestures made by a user located in the environment and to determine at least one operation to be performed based on the gesture.
17. The system as recited in claim 6, wherein the interaction detection component comprises one or more microphones to detect sound.
18. A method comprising:
projecting, by a device, light onto a rear surface of a display medium that, upon receiving the light, is configured to display an image on a front surface of the display medium;
directing, by the device, non-visible light at least in part through the display medium to an environment in front of the front surface of the display medium;
based at least partly on an expiration of a pre-determined period of time, projecting an additional instance of the light onto the rear surface of the display medium; and
detecting, by the device and based at least in part on an interaction of a user of the display medium with the non-visible light passed through to the environment, one or more gestures made by the user.
19. The method as recited in claim 18, wherein the display medium comprises a passive display medium having a plurality of passive optical elements.
20. The method as recited in claim 18, wherein the display medium comprises at least one of phosphorescent material or fluorescent material.
21. The method as recited in claim 18, wherein the display medium comprises an electronic paper display.
22. The method as recited in claim 18, further comprising ceasing projection of the non-visible light, wherein the display medium is configured to display the image for a finite amount of time upon ceasing projection.
The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.
1. A method for distributing bank cards, comprising:
identifying, by at least one processor, a pool of potential new bank deposit account holders for a bank;
determining, by said at least one processor, if a person from the pool is an existing bank deposit account holder;
determining, by said at least one processor, whether the person is eligible for opening a new bank deposit account if the person is not an existing bank account holder;
creating an dead bank card comprising a dead deposit card associated with an inactive deposit account comprising a checking account or a savings account, the dead bank card and the inactive deposit account being unsolicited, the dead bank card including embossed information and magnetic stripe information specific to the person; and
distributing the dead bank card from the issuing bank to the person.
2. The method of claim 1, wherein the pool is identified based on the region or regions served by the bank issuing the new bank accounts.
3. The method of claim 1, wherein the pool is identified based on individuals applying for a new credit account.
4. The method of claim 1, wherein the pool is identified based on a life event comprising a move to a new residence.
5. The method of claim 1, wherein the pool is identified based on a life event comprising a marriage or divorce.
6. The method of claim 1, wherein the pool is identified based on a life event comprising a death of a partner or spouse.
7. The method of claim 1, wherein the pool is identified based on a life event comprising a birth.
8. The method of claim 1, wherein the pool is identified based on a life event comprising a new phone account.
9. The method of claim 1, further including determining whether the person was a previous bank account holder.
10. The method of claim 9, further including determining why the person closed the previous bank account in the event the person was a previous bank account holder.
11. The method of claim 1, wherein the step of determining whether the person is eligible comprises evaluating credit score information supplied by a credit bureau.
12. The method of claim 1, wherein the step of determining whether the person is eligible comprises determining whether the person is an existing or past credit card account holder with the bank and evaluating the payment history if the person is an existing or past credit account holder.
13. The method of claim 1, wherein the step of determining whether the person is eligible comprises evaluating the age of the person.
14. The method of claim 1, further comprising the step of prebuilding an account if the person is determined to be eligible, thereby permitting the bank to implement the new bank account quickly upon acceptance of the offer by the person.
15. The method of claim 1, wherein the bank card is a debit card or check card.
16. The method of claim 1, wherein the bank card is an ATM card.
17. A method of distributing bank cards, comprising:
receiving, via a communication interface, a customer application for a credit card to be issued by a bank;
processing, by at least one processor, the application to determine a decision on the credit card;
determining, by said at least one processor, whether the customer is an existing bank deposit account holder of the bank;
distributing a live credit card to the customer if the application is approved and the customer is an existing bank deposit account holder; and
distributing a live credit card and an unsolicited dead bank card comprising a dead deposit card associated with an inactive deposit account comprising a checking account or a savings account from the issuing bank to the customer if the application is approved and the customer is not an existing bank deposit account holder;
the dead deposit card and inactive deposit account being unsolicited and the dead bank card being delivered with embossed information and magnetic stripe information specific to the person.
18. The method of claim 17, further comprising the step of determining if the customer is eligible to be a bank account holder of the bank.
19. The method of claim 18, wherein the step of determining if the customer is eligible comprises determining whether the customer resides within the bank account service footprint of the bank.
20. The method of claim 18, wherein the step of determining if the customer is eligible comprises performing a credit check or risk analysis supplemental to that performed for the credit card application.
21. The method of claim 17, further comprising the step of determining whether the customer is a past bank account holder of the bank.
22. The method of claim 21, further comprising determining the reason the past bank account was closed and evaluating the reason prior to the decision to distribute a dead bank card to the customer.
23. The method of claim 21, further comprising the step of providing an incentive to a customer who is not an existing bank account holder, a first incentive being provided to a customer who is not an existing bank account holder and who is not a past bank account holder, and a second incentive being provided to a customer who is not an existing bank account holder and who is a past bank account holder, thereby providing different incentives to new bank account customers and past bank account customers.
24. The method of claim 17, wherein the live credit card and dead bank card are communicated to the customer in a single mailing.
25. The method of claim 17, wherein the live credit card and dead bank card are communicated to the customer in different mailings.
26. The method of claim 17, further comprising prebuilding a new bank account for the customer prior to distributing the dead bank card.
27. A method of distributing solicited credit cards and unsolicited bank cards, comprising:
receiving, via a communication interface, from a customer an application for a credit card to be issued by a bank;
processing the application by at least one processor;
determining, by said at least one processor, if the customer is an existing bank deposit account holder with the bank;
distributing a live credit card to the customer if the application is approved and the customer is already an existing bank deposit account holder;
distributing a live credit card and an unsolicited dead bank card comprising a dead deposit card associated with an inactive deposit account comprising a checking account or a savings account from the issuing bank to the customer if the application is approved and the customer is not an existing bank deposit account holder;
the dead deposit card and inactive deposit account being unsolicited and the dead bank card being delivered with embossed information and magnetic stripe information specific to the person; and
processing a customer response to the dead bank card.
28. The method of claim 27, wherein the customer response accepts the new bank account associated with the dead bank card, and wherein the processing comprises funding the new bank account.
29. The method of claim 28, wherein the funding is from a customer-supplied source of funds.
30. The method of claim 28, wherein the funding is from the credit account associated with the live credit card distributed with the dead bank card.
31. The method of claim 28, wherein the funding is an incentive deposit provided by the bank to incentivize the customer to accept the new bank account.
32. The method of claim 27, wherein the credit card and the bank card are linked through a reward or rebate program.
33. The method of claim 32, wherein the credit card is a cobranded credit card offering first rewards or rebates based on credit card usage, and the customer also receives second rewards or rebates based on bank card usage.
34. The method of claim 33, wherein the first rewards or rebates and second rewards or rebates are the same.
35. The method of claim 33, wherein the first rewards or rebates and the second rewards or rebates are different, thereby offering different levels of incentive to the customer to use the credit card and the bank card.
36. The method of claim 27, wherein the credit card is a cobranded credit card offering first rewards or rebates based on credit card usage, and the bank provides the customer an incentive deposit of rewards or rebates to accept the new bank account associated with the dead bank card.
37. The method for distributing bank cards according to claim 1, the method further comprising the recipient of the dead bank card opening the inactive account.