Author: claimsbot

1. A method, comprising:
receiving, by a payment service provider system comprising one or more computers from a payer, an image representing a payment coupon;
determining, by the payment service provider system, an identity of a biller associated with the payment coupon based at least in part on information displayed by the image;
extracting, by the payment service provider system, data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon; and
performing, by the payment service provider system, at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.
2. The method of claim 1, wherein the image comprises one of: (a) a scanned image of the payment coupon; or (b) a photograph of the payment coupon.
3. The method of claim 1, wherein determining the identity of the biller comprises extracting the identity of the biller from the image.
4. The method of claim 3, wherein extracting the identity of the biller from the image comprises utilizing optical character recognition processing for at least one predetermined biller location on the image.
5. The method of claim 1, wherein determining the identity of the biller comprises receiving the identity of the biller from the payer.
6. The method of claim 1, wherein performing at least one of: (a) processing the payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to the list of billers for the payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon comprises:
determining that the biller is not associated with the list of billers for the payer; and
adding the biller to the list of billers.
7. The method of claim 6, wherein extracting data from the image further comprises:
extracting the payer’s account identifier from the image based at least in part on the payment coupon metadata; and
storing the address in association with the payer.
8. The method of claim 6, wherein extracting data from the image further comprises:
extracting an address for the biller from the image based at least in part on the payment coupon metadata; and
storing the address in association with the biller.
9. The method of claim 1, wherein performing at least one of: (a) processing the payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to the list of billers for the payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon comprises:
determining that the biller is not activated as an electronic biller for the payer; and
activating the biller as an electronic biller for the payer.
10. The method of claim 9, wherein extracting data from the image further comprises:
extracting an address for the biller from the image based at least in part on the payment coupon metadata; and
storing the address in association with the biller.
11. The method of claim 1, wherein performing at least one of: (a) processing the payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to the list of billers for the payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon comprises:
extracting payment information from the image; and
directing a payment to the biller on behalf of the payer based at least in part on the payment information and the identity of the biller.
12. The method of claim 11, wherein the payment information comprises at least one of: (a) a payment amount; (b) the payer’s account identifier; or (c) a payment date associated with the payment coupon.
13. The method of claim 11, further comprising, prior to directing the payment, presenting the payment information to the payer for confirmation or modification.
14. The method of claim 1, wherein extracting data from the image comprises performing optical character recognition processing at one or more predetermined locations in the image based at least in part on the payment coupon metadata.
15. The method of claim 1, wherein the payment coupon metadata is previously stored in association with the biller by the payment service provider system.
16. The method of claim 1, wherein the payment coupon metadata is provided at least in part by the payer.
17. The method of claim 16, further comprising, prior to extracting data from the image:
determining that no payment coupon metadata is stored in association with the biller;
requesting a respective set of one or more field indicators representing at least an approximate size or an approximate location for one or more fields within the image;
receiving the respective set of one or more field indicators for the one or more fields within the image; and
storing the respective set of one or more field indicators for the one or more fields within the image as the payment coupon metadata in association with the biller.
18. A system, comprising:
at least one memory comprising computer-executable instructions;
at least one communications interface; and
at least one processor in communication with the at least one communications interface and the at least one memory and configured to execute the computer-executable instructions to:
receive an image representing a payment coupon;
determine an identity of a biller associated with the payment coupon based at least in part on information displayed by the image;
extract data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon; and
perform at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.
19. The system of claim 18, wherein the at least one processor is further configured to execute the computer-executable instructions to perform optical character recognition processing at one or more predetermined locations in the image based at least in part on the payment coupon metadata.
20. The system of claim 18, wherein the payment coupon metadata is previously stored in association with the biller by the payment service provider system.
21. The system of claim 18, wherein the payment coupon metadata is provided at least in part by the payer.

The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.

1. An apparatus for forming an organic layer, comprising:
a donor film supply part configured to supply a donor film, the donor film comprising a base substrate, a transfer layer disposed on the base substrate, and a protective film disposed on the transfer layer;
a protective film withdrawal part configured to remove the protective film from the donor film;
a transfer printing process part configured to transfer the transfer layer of the donor film onto a transfer substrate to form a first organic layer;
a first deposition part configured to form a second organic layer on the transfer layer through a first deposition process, on which the first organic layer is formed;
a second deposition part configured to form a third organic layer on the transfer layer through a second deposition process, on which the second organic layer is formed; and
a donor film withdrawal part configured to withdraw the donor film,
wherein the donor film supply part, the protective film withdrawal part, the transfer printing process part, the first deposition part, the second deposition part, and the donor film withdrawal part are successively arranged to be connected in series.
2. The apparatus of claim 1, wherein the transfer substrate is configured to be transferred to the donor film withdrawal part from the donor film supply part after being entered into the donor film supply part.
3. The apparatus of claim 2, wherein the transfer printing process part and the donor film withdrawal part are maintained in a vacuum state lower than a vacuum state at which the first and second deposition parts are maintained.
4. The apparatus of claim 3, further comprising a process support part disposed between the protective film withdrawal part and the transfer printing process part, wherein the process support part is maintained at a vacuum state lower than that the vacuum state at which the first and second deposition parts are maintained.
5. A method of manufacturing an organic light emitting display, comprising:
providing an insulating substrate to a donor film supply part of an organic layer forming apparatus including the donor film supply part, a protective film withdrawal part, a transfer printing process part, a first deposition part, a second deposition part, and a donor film withdrawal part successively arranged to be connected in series, the insulating substrate including a plurality of pixel areas, wherein a first electrode is formed in the plurality of pixel areas;
supplying a donor film including a base substrate, a transfer layer disposed on the base substrate, and a protective film disposed on the transfer layer using the donor film supply part;
removing the protective film using the protective film withdrawal part;
transferring the transfer layer onto the first electrode in a portion of the pixel areas using the transfer printing process part to form a first organic layer;
depositing a first organic material onto the first electrode in another portion of the pixel areas using the first deposition part to form a second organic layer;
depositing a second organic material onto the first electrode in the portion of the pixel areas using the second deposition part to form a third organic layer; and
withdrawing the donor film using the donor film withdrawal part.
6. The method of claim 5, further comprising irradiating a laser beam onto the base substrate after removing the protective film.
7. The method of claim 5, wherein the transfer printing process part and the donor film withdrawal part are maintained in a vacuum state lower than a vacuum state at which the first and second deposition parts are maintained.
8. The method of claim 5, further comprising a process support part disposed between the protective film withdrawal part and the transfer printing process part, wherein the process support part is maintained at a vacuum state lower than that of a vacuum state at which the first and second deposition parts are maintained.
9. The method of claim 5, further comprising forming a pixel definition layer to expose a portion of the first electrode.

1. A method comprising:
iteratively fitting data obtained by an underwater sensor from interactions between acoustic signals and an underwater floor; and
deriving at least one of motion, position, or navigation data of the underwater sensor from said fitting.
2. The method of claim 1, further comprising, prior to said iteratively fitting, selecting the data by removing data points near nadir, data points near a data range limit, and data points with weak amplitudes.
3. The method of claim 1, wherein said fitting comprises:
removing data having a deviation higher than a first threshold from a first polynomial;
fitting remaining data to a second polynomial;
reducing the first threshold to a second threshold; and
removing data having a deviation higher than the second threshold from the second polynomial.
4. The method of claim 3, wherein the first and second polynomials are obtained from least-square fitting.
5. The method of claim 3, further comprising repeating said fitting remaining data to a second polynomial until deviations of data, survived from said removing data having a deviation higher than the second threshold from the second polynomial, are within a current threshold.
6. The method of claim 1, wherein said iteratively fitting data comprises iteratively fitting the data obtained from a single discrete transmission of the acoustic signals.
7. The method of claim 1, wherein the data are obtained from multiple discrete transmissions of the acoustic signals, the method further comprising determining whether the data are sufficient for statistics over the multiple discrete transmissions.
8. The method of claim 7, further comprising applying a Bayesian statistics to the data obtained from the multiple discrete transmissions.
9. The method of claim 8, wherein said applying a Bayesian statistics comprises applying a recursive filter.
10. The method of claim 9, wherein said recursive filter comprises a nonlinear Kalman filter.
11. The method of claim 10, wherein the nonlinear Kalman filter comprises an Unscented Kalman Filter.
12. The method of claim 8, further comprising providing at least one of a dynamic model of the motion of the sensor or a dynamic model of the underwater floor variation.
13. The method of claim 1, wherein the derived motion, position, or navigation data comprise:
a first component from the motion of the sensor; and
a second component from the underwater floor variations.
14. The method of claim 13, further comprising separating the first and second components from the data.
15. The method of claim 13, further comprising obtaining the motion data of the sensor from the first component.
16. The method of claim 13, wherein the motion comprises a heave motion, and wherein the second component comprises a multiplicative component introduced by a slope of the underwater floor to the first component, the method further comprising removing the multiplicative component.
17. The method of claim 13, wherein the motion comprises a roll motion, and wherein the second component comprises an additive component introduced by a slope of the underwater floor to the first component, the method further comprising removing the additive component.
18. The method of claim 1, wherein said deriving is performed without a motion or position sensor.
19. The method of claim 1, further comprising:
applying spectrum filtering to the derived motion, position, or navigation data to correct for underwater floor variations.
20. The method of claim 19, wherein said applying spectrum filtering comprises applying a low-pass filter.
21. The method of claim 8, further comprising performing a joint state-parameter estimation over the data to separate a bias in the data introduced by the underwater floor variation.
22. The method of claim 21, further comprising:
dividing a track in the underwater floor into a plurality of segments each having a substantially linear slope; and
estimating the plurality of slopes as a plurality of model parameters in a nonlinear Kalman filter applied to the data.
23. A system comprising:
a transducer array to transmit acoustic signals underwater to interact with an underwater floor; and
a processor to process data obtained from interactions between the acoustic signals and the underwater floor, wherein the processor is configured to:
iteratively fitting data obtained by an underwater sensor from interactions between acoustic signals and an underwater floor; and
deriving at least one of motion, position, or navigation data of the underwater sensor from said fitting.
24. The system of claim 23, wherein the system is a standalone system without a motion or position sensor.
25. A non-transitory computer readable medium having instructions stored thereon, wherein the instructions comprise:
iteratively fitting data obtained by an underwater sensor from interactions between acoustic signals and an underwater floor; and
deriving at least one of motion, position, or navigation data of the underwater sensor from said fitting.
26. The non-transitory computer readable medium of claim 25, wherein said iteratively fitting comprises:
removing data having a deviation higher than a first threshold from a first polynomial;
fitting remaining data to a second polynomial;
reducing the first threshold to a second threshold; and
removing data having a deviation higher than the second threshold from the second polynomial;
repeating said fitting remaining data to a second polynomial until deviations of data, survived from said removing data having a deviation higher than the second threshold from the second polynomial, are within a current threshold.
The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.

1. An apparatus for ablating a layer of tissue having opposed sides comprising:
a first elongated body including a distal end, a proximal end, and a first ablation member, at least a portion of the first body being positioned adjacent one side of the tissue; and
a second elongated body including a distal end, a proximal end, and a second ablation member, at least a portion of the second body being positioned adjacent an opposed side of the tissue, the first and second bodies being positioned in opposed relationship on the opposite sides of the tissue at a selected cardiac location for ablation
at least one of the portions of the first and second bodies having a contoured surface and the other of the first and second bodies having a complementary surface which forms a mating relationship with the contoured surface on opposite sides of the tissue at the selected cardiac location for ablation.
2. The apparatus of claim 1 wherein at least selected one of the first and second bodies includes a source of magnetic force adjacent one side of the tissue and the other of the first and second bodies includes a magnetically attractive element responsive to the magnetic force adjacent the other side of the tissue.
3. The apparatus of claim 1 wherein at least a portion of the first body is positioned on an epicardial surface and at least a portion of the second body is positioned on an endocardial surface.
4. The apparatus of claim 1 further including at least one expandible member disposed on selected one of the first and second bodies.
5. The apparatus of claim 1 further comprising a piercing element which is adapted to extend from the distal end of one of the first and second bodies.
6. The apparatus of claim 1 further comprising a compression sleeve surrounding the first and second bodies which is movable to clamp the layer of tissue between the first and second bodies.
7. A method of ablating a layer of tissue having opposed sides, comprising:
providing a first body including a first ablation member and a source of magnetic force adjacent one side of the tissue, an expandible member located on the first body in the vicinity of the source of magnetic force;
inflating the expandible member to move the source of magnetic force in a direction away from the tissue;
providing a second body including a second ablation member and a magnetically attractive element responsive to the magnetic force adjacent to the other side of the tissue;
deflating the expandible member to move the source of magnetic force in a direction toward the tissue, the magnetic attraction between the source and the attractive element adapted to align the first and second bodies in opposed relationship on the opposed sides of the tissue; and
activating the ablation members at the sides of the tissue layer to ablate the tissue.
8. The method of claim 7 wherein the step of providing a first body includes a second expandible member disposed on the first body in opposed relation to the first named expandible member, and the step of deflating the first named expandible member includes inflating the second expandible member to bias the source of magnetic force adjacent the tissue.
9. The method of claim 7 further including the steps of:
reinflating the first named expandible member to decrease the magnetic attraction between the source of magnetic force of the first body and the magnetically attractive element of the second body to allow repositioning of the second body.
10. The method of claim 9 wherein the step of providing the first body includes a plurality of first bodies, each having an ablation member, a source of magnetic force and an expandible member in the vicinity of the source of magnetic force, each first body being positioned at a different cardiac location selected for ablation adjacent one side of the tissue;
inflating the respective expandible member of the first body to move the respective source of magnetic force in a direction away from the tissue;
positioning the second body adjacent the other side of the tissue in the vicinity of each respective first body;
deflating the respective expandible member of the respective first body; and
repeating the step of activating for each cardiac location.
11. The method of claim 10 wherein the step of providing a first body includes a plurality of bodies which are positioned on an epicardial surface of the heart and the step of providing a second body includes at least one body positioned on an endocardial surface of the heart.
12. The method of claim 11 wherein the step of providing a first body includes approximately six bodies.
13. An apparatus for ablating a layer of tissue having opposed sides comprising:
a first elongated body including a distal end, a proximal end, a first ablation member and a source of magnetic force;
a second elongated body including a distal end, a proximal end, a second ablation member and a magnetically attractive element responsive to the magnetic force, the magnetic attraction between the source and the attractive element adapted to align the first and second bodies in opposed relationship on the opposite sides of the tissue at a selected cardiac location; and
at least one expandible member disposed on selected one of the first and second bodies.
14. The apparatus of claim 13 wherein the expandible member is a balloon.
15. The apparatus of claim 13 wherein a first expandible member is located on the first body and is disposed in the vicinity of the source of magnetic force, the expandible member being inflatable to move the source of magnetic force away from the side of the tissue and being deflatable to move the source of magnetic force toward the side of the tissue.
16. The apparatus of claim 15 wherein a second expandible is located on the first body in opposed relation to the first expandible member, the second expandible member being inflatable to bias the source of magnetic force adjacent the side of tissue.
17. The apparatus of claim 16 wherein each of the first and second expandible members is connected to a inflation lumen which extends proximally to a fluid source located outside a patient’s body.
18. The apparatus of claim 16 wherein each of the first and second expandible members extends from the distal end of the first body to a more proximal location which is in the vicinity of a proximal edge of the source of magnetic source.
19. The apparatus of claim 13 wherein the first body engages an epicardial surface of the heart and the second body engages an endocardial surface of the heart.
20. The apparatus of claim 19 wherein a plurality of first bodies are each positioned at a different location on the epicardial surface of the heart, each first body having an ablation member and a source of magnetic force, the respective sources of magnetic force being magnetically attracted to each other across pericardial reflections of the heart.