Author: claimsbot

1. A system for constructing at least one transaction comprising:
a central processing unit;
at least one content interface for connecting the central processing unit to at least one content provider by sending a first content request to said at least one content provider and by receiving content through an electronic interface from said at least one content provider, said first content request forming at least one transaction;
heuristics stored on a computer readable medium for specifying at least one content locator rule and at least one content modifier rule;
at least one content parser for locating at least one content reference from said received content based on said at least one content locator rule; and
at least one content modifier for preparing a second content request from said at least one located content reference according to said at least one content modifier rule;
wherein said at least one content interface is for providing said second content request to said at least one content provider.
2. The system as defined in claim 1, wherein said at least one content modifier comprises:
at least one heuristics receiver for accessing said at least one content modifier rule;
at least one content reference modifier for modifying said at least one content reference according to said at least one content modifier rule; and
at least one content reference provider for formulating said second content request from said at least one content reference.
3. The system as defined in claim 1, wherein said at least one content parser comprises:
at least one heuristics receiver for accessing said at least one content locator rule; and
at least one reference formulator for parsing said content to determine at least one content reference according to said at least one content locator rule.
4. The system as defined in claim 1, wherein said at least one content interface comprises:
at least one content requester for requesting said content from said electronic interface according to said the first and the second content requests; and
at least one content receiverchecker for receiving said content from said electronic interface and for providing said content to said at least one content parser.
5. The system as defined in claim 4,
wherein said at least one content requester is for providing at least one statistic about least one of said first or second content requests, and
wherein said at least one content receiverchecker is for continuously ascertaining at least one statistic related to said content.
6. A system for constructing at least one transaction comprising:
a central processing unit;
at least one content interface for connecting the central processing unit to at least one content provider by sending a first content request to said at least one content provider and by receiving content through an electronic interface from said at least one content provider, said first content request forming at least one transaction;
heuristics stored on a computer readable medium for specifying at least one content locator rule and at least one content modifier rule;
at least one content parser for locating at least one content reference from said received content based on said at least one content locator rule;
at least one content modifier for preparing a second content request from said at least one located content reference according to said at least one content modifier rule; and
at least one measurement subsystem for tracking at least one statistic related to said at least one transaction, said at least one measurement subsystem comprising:
at least one timer capable of evaluating a time lapse between the time when said first content request was sent by said at least one content interface and the time when said content was received by said at least one content interface;
at least one content accessibility checker for continuously determining an accessibility count by accessing said content received through said first content request; and
at least one content verifier for continuously determining a content status determined by comparing said content to an expected content;

wherein said at least one content interface is for providing said second content request to said at least one content provider.
7. The system as defined in claim 6, wherein said at least one content provider is located remotely from the system.
8. The system as defined in claim 1, wherein said at least one content provider is located remotely from the system.

The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.

What is claimed is:

1. A method of authenticating a network user, comprising:
a) preprocessing information supplied by the user;
b) performing a first authentication step based on a first type of information;
c) performing at least a second authentication step based on a second type of information other than the first type of information.
2. The method of claim 1, wherein step (b) comprises:
i) obtaining the first type of information from the user;
ii) retrieving user identification information from a data source;
iii) comparing the first type of information supplied by the user with the user identification information retrieved from the data source;
iv) determining a level of correspondence between the first type of information supplied by the user and the user identification information retrieved from the data source.
3. The method of claim 2, wherein the data source comprises a credit file of the user.
4. The method of claim 1, wherein step (c) comprises:
i) determining an availability of the second type of information for the user;
ii) formulating at least one query based on available second type information for the user;
iii) presenting the at least one query to the user for response; and
iv) evaluating the response.
5. The method of claim 4, wherein the identity of the user is authenticated based on the level of correspondence determined in step (b)(iv) and the evaluation made in step (c)(iv).
6. The method of claim 2, further comprising (d) determining, based at least in part on the level of correspondence determined in step (b)(iv), to:
i) authenticate the user;
ii) perform at least the second authentication step;
iii) request additional information from the user; or
iv) take other action.
7. The method of claim 6, wherein the step (d) of determining is further based on a level of certainty of authentication desired.
8. The method of claim 1, wherein at least one of step (a), step (b) and step (c) comprises generating an interactive query.
9. The method of claim 8, wherein the interactive query comprises at least one question having multiple choice answers.
10. The method of claim 1, wherein step (a) comprises at least one of:
i) standardizing at least one field of information;
ii) formatting at least one field of information;
iii) checking internal consistency between at least two fields of information; and
iv) checking the validity of at least one field of information.
11. The method of claim 1, wherein based on the step (a) of preprocessing, the authentication process determines that:
i) the user can not be authenticated;
ii) the user can be authenticated;
iii) the second authentication step should be performed; or
iv) manual intervention is required before making an authentication determination.
12. The method of claim 1, wherein the first type of information comprises wallet-type information and the second type of information comprises non-wallet type information.
13. The method of claim 1, wherein the second type of information comprises information pertaining to credit accounts to which the user is a party.
14. The method of claim 13, wherein the second type of information comprises mortgage loan information, and the user to is requested identify at least one of:
a) mortgage lender information; and
b) mortgage loan amount information.
15. The method of claim 2, wherein the data source for the first type of information is used to identify the availability of the second type of information for the user.
16. The method of claim 1, further comprising (e) receiving biometric input from the user.
17. The method of claim 1, wherein the network comprises the Internet.
18. The method of claim 1, further comprising (f) logging a transaction record of the authentication.
19. The method of claim 1, further comprising (g) executing a pattern recognition process to detect potential irregularities in the information supplied by the user.
20. The method of claim 1, further comprising (h) performing an offline authentication based upon at least one of the first type of information and the second type of information.
21. The method of claim 20, wherein the step (h) of performing an offline authentication comprises applying a mailability filter to the at least one of the first type of information and the second type of information.
22. A system for authenticating a network user, comprising:
an input interface for receiving input from the user;
a processor, connected to the input interface and configured to:
preprocess information supplied by the user;
perform a first authentication based on a first type of information;
perform at least a second authentication based on a second type of information other than the first type of information.
23. The system of claim 22, wherein the first authentication performed by the processor comprises:
obtaining the first type of information from the user;
retrieving user identification information from a data source;
comparing the first type of information supplied by the user with the user identification information retrieved from the data source; and
determining a level of correspondence between the first type of information supplied by the user and the user identification information retrieved from the data source.
24. The system of claim 23, wherein the data source comprises a credit file of the user.
25. The system of claim 22, wherein the second authentication performed by the processor comprises:
determining an availability of the second type of information for the user;
formulating at least one query based on available second type information for the user;
presenting the at least one query to the user for response; and
evaluating the response.
26. The system of claim 25, wherein the identity of the user is authenticated based on the level of correspondence determined in the determining and the evaluating performed by the processor.
27. The system of claim 23, wherein the processor determines, based at least in part on the level of correspondence, whether to:
authenticate the user;
perform at least the second authentication;
request additional information from the user; or
take other action.
28. The system of claim 27, wherein the determining is further based on a level of certainty of authentication desired.
29. The system of claim 22, wherein the processor generates an interactive query.
30. The system of claim 29, wherein the interactive query comprises at least one question having multiple choice answers.
31. The system of claim 22, wherein the preprocessing performed by the processor comprises at least one of:
standardizing at least one field of information;
formatting at least one field of information;
checking internal consistency between at least two fields of information; and
checking the validity of at least one field of information.
32. The system of claim 22, wherein based on the preprocessing, the processor determines that:
the user can not be authenticated;
the user can be authenticated;
the second authentication step should be performed; or
manual intervention is required before making an authentication determination.
33. The system of claim 22, wherein the first type of information comprises wallet-type information and the second type of information comprises non-wallet type information.
34. The system of claim 22, wherein the second type of information comprises information pertaining to credit accounts to which the user is a party.
35. The system of claim 34, wherein the second type of information comprises mortgage loan information, and the query comprises a request for the user to identify at least one of:
mortgage lender information; and
mortgage loan amount information.
36. The system of claim 22, wherein the data source for the first type of information is used to identify the availability of the second type of information for the user.
37. The system of claim 22, wherein the processor receives biometric input from the user.
38. The system of claim 22, wherein the network comprises the Internet.
39. The system of claim 22, wherein the processor logs a transaction record of the authentication.
40. The system of claim 22, wherein the processor executes a pattern recognition process to detect potential irregularities in the input supplied by the user.
41. The system of claim 22, wherein the processor performs an offline authentication based upon at least one of the first type of information and the second type of information.
42. The system of claim 41, wherein the offline authentication comprises applying a mailability filter to the at least one of the first type of information and the second type of information.

1-32. (canceled)
33. A method for preventing a copying of contents for a wireless communication device, which wireless communications device is provided with identification information, the method comprising:
forming at least one content component from the contents;
supplementing said at least one content component with at least one data structure;
defining information associated with the at least one content component into the data structure;
forming at least one content packet;
supplementing said at least one content packet with said at least one content component with which said at least one data structure is supplemented;
defining copy protection information on the at least one content packet; and
storing said at least one content packet.
34. The method according to claim 33 comprising supplementing the at least one content packet with at least one data structure in which information associated with a content packet and information associated with content component in the at least one content packet is defined.
35. The method according to claim 33 comprising storing the at least one content component as separate files.
36. The method according to claim 33 comprising including at least two separate content components into at least one content packet.
37. The method according to claim 36 comprising defining common copy protection information for all said separate content components.
38. The method according to claim 36 comprising defining separate copy protection information for each said separate content component.
39. A method for loading a content packet, which is provided with copy protection information, to a wireless communication device, which is provided with identification information, the method comprising:
selecting a content packet for loading;
comparing the copy protection information of the content packet with the identification information of the wireless communication device, and
loading the content packet to the wireless communication device, if the comparison indicates that the copy protection information of the content packet matches with the identification information of the wireless communication device.
40. The method according to claim 39, the content packet comprising separate files, wherein the method comprises combining the separate files of the content packet at the loading stage, for loading into the wireless communication device.
41. The method according to claim 39, content packet comprising at least two separate content components and common copy protection information for all said separate content components, wherein loading the content packet comprises loading all the separate content components of the content packet if the comparison indicates that the copy protection information of the content packet matches with the identification information of the wireless communication device.
42. The method according to claim 39, the content packet comprising at least two separate content components and separate copy protection information for each said separate content component, wherein
comparing the copy protection information comprises comparing copy protection information of each content component of the content packet with the identification information of the wireless communication device; and
loading the content packet comprises loading only such content components of the content packet for which the comparison indicates that the copy protection information of the content component matches with the identification information of the wireless communication device.
43. A method for preventing a copying of contents for a wireless communication device, which wireless communications device is provided with identification information, the method comprising:
forming at least one content component from the contents;
supplementing said at least one content component with at least one data structure;
defining information associated with the content component into the data structure;
forming at least one content packet;
supplementing said at least one content packet with said at least one content component with which said at least one data structure is supplemented;
defining copy protection information on the content packet;
storing said content packet;
selecting the content packet for loading;
comparing the copy protection information of the content packet with the identification information of the wireless communication device; and
loading the content packet to the wireless communication device, if the comparison indicates that the copy protection information of the content packet matches with the identification information of the wireless communication device.
44. A content packet server comprising:
means for forming at least one content component of contents for a wireless communication device;
means for supplementing said at least one content component with at least one data structure;
means for defining information associated with the at least one content component into the at least one data structure;
means for forming at least one content packet;
means for supplementing said at least one content packet with said at least one content component with which said at least one data structure is supplemented; and
means for defining copy protection information on the content packet.
45. The content packet server according to claim 44 comprising:
means for storing said at least one content packet; and
means for loading said at least one content packet into the wireless communication device.
46. The content packet server according to claim 45, in which the content components are stored as separate files, wherein the content packet server comprises means for combining content components belonging to a content packet with the content packet, for loading into the wireless communication device.
47. The content packet server according to claim 44 comprising means for encrypting the at least one content component.
48. The content packet server according to claim 44 comprising means for searching content packets.
49. A content packet server comprising:
means for receiving a content packet comprising at least one content component of contents for a wireless communication device, said at least one content component supplemented with at least one data structure, and said data structure comprising information associated with the at least one content component;
means for defining copy protection information on the content packet;
means for storing said content packet; and
means for loading said content packet into the wireless communication device.
50. A content packet server according to claim 49 comprising:
means for selecting the content packet for loading;
means for receiving identification information of the wireless communication device;
means for comparing the copy protection information of the content packet with the identification information of the wireless communication device, and
means for utilizing the content packet by the wireless communication device, if the comparison indicates that the copy protection information of the content packet matches with the identification information of the wireless communication device.
51. A device comprising:
means for receiving a content packet comprising at least one content component of contents, said at least one content component supplemented with at least one data structure, and said data structure comprising information associated with the content component;
means for comparing the copy protection information of the content packet with the identification information of the wireless communication device, and
means for utilizing the content packet by the wireless communication device, if the comparison indicates that the copy protection information of the content packet matches with the identification information of the wireless communication device.
52. A wireless communication device comprising:
means for receiving a content packet comprising at least one content component of contents, said at least one content component supplemented with at least one data structure, and said data structure comprising information associated with the content component;
means for comparing the copy protection information of the content packet with the identification information of the wireless communication device, and
means for utilizing the content packet by the wireless communication device, if the comparison indicates that the copy protection information of the content packet matches with the identification information of the wireless communication device.

The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.

What is claimed is:

1. An actuator unit comprising:
a motor;
a cylindrical worm for connection to the motor;
a worm wheel engaged with the cylindrical worm and supported by a first shaft, said worm wheel being rotated in a first direction and in a second direction opposite to the first direction by power of the motor;
a return spring for holding the worm wheel in a neutral position;
an output gear arranged to be rotated integrally with the worm wheel around the first shaft; and
a rotational lever supported by a second shaft in parallel with the first shaft and displaceable between a first position and a second position, said rotational lever having a toothed portion engaged with the output gear;
wherein said output gear has a first motor side gear means, a second motor side gear means, and a third motor side gear means;
wherein said first, second and third motor side gear means are shifted each other in an axial direction of the first shaft;
wherein said toothed portion has a first lever side gear means engageable only with the first motor side gear means, a second lever side gear means engageable only with the second motor side gear means, and a third lever side gear means engageable only with the third motor side gear means;
wherein said toothed portion is arranged such that it does not rotate the output gear when the rotational lever is rotated from the first position to the second position or vise versa while the worm wheel is located in the neutral position.
2. An actuator unit according to claim 1, wherein when said worm wheel is located in the neutral position, said first motor side gear means has a gear tooth which can overlap with a rotational locus of the first lever side gear means but cannot be pushed out by rotation of said rotational lever from the first position to the second position or vise versa.
3. An actuator unit according to claim 2, wherein when said worm wheel is located in the neutral position, said second and third motor side gear means have no gear tooth which can overlap with a rotational locus of the second and third lever side gear means, respectively.
4. An actuator unit according to claim 1, wherein said first motor side gear means comprises one gear tooth, and said second motor side gear means comprises two gear teeth, and said third motor side gear means comprises two gear teeth.
5. An actuator unit according to claim 1, wherein said first lever side gear means comprises two gear teeth, and said second lever side gear means comprises one gear tooth, and said third lever side gear means comprises one gear tooth.
6. An actuator unit according to claim 1, wherein said first motor side gear means comprises one gear tooth, and said second motor side gear means comprises two gear teeth, and said third motor side gear means comprises two gear teeth, and wherein said first lever side gear means comprises two gear teeth, and said second lever side gear means comprises one gear tooth, and said third lever side gear means comprises one gear tooth.
7. An actuator unit according to claim 1, further comprising;
a housing having a base case and a cover case fixed to the base case, said housing accommodating the motor, the cylindrical worm, the worm wheel, the return spring and the rotational lever;
an output lever located on the outside of the housing and coupled to the rotational lever through an output shaft which passes through the cover case;
wherein said output shaft has a T-head on one end thereof;
wherein said cover case has an shaft hole for allowing the T-head to pass therethrough;
wherein said rotational lever has a recess with which the T-head is engaged.
8. An actuator unit according to claim 1, further comprising a housing for storing the motor, the cylindrical worm, the worm wheel, the return spring, and the rotational lever; wherein said housing is inflectional on a circular arc shape.
9. An actuator unit comprising:
a housing having a base case and a cover case fixed to the base case;
a motor accommodated in the housing;
a rotational lever accommodated in the housing and rotateable between a first position and a second position by the motor; and
an output lever located on the outside of the housing and coupled to the rotational lever through an output shaft which passes through the cover case;
wherein said output shaft has a T-head on one end thereof;
wherein said cover case has an shaft hole for allowing the T-head to pass therethrough;
wherein said rotational lever has a recess with which the T-head is engaged.
10. An actuator unit according to claim 9, wherein said T-head is brought into contact with an inner surface of the cover case so as not to be left off the housing in the state where said cover case is fixed to the base case.
11. An actuator unit comprising:
a motor;
a cylindrical worm attached to a motor shaft of the motor;
a worm wheel engaged with the cylindrical worm and supported by a first shaft, said worm wheel being rotated in a first direction and in a second direction opposite to the first direction by power of the motor;
a rotational lever supported by a second shaft in parallel with the first shaft and displaceable between a first position and a second position by a rotational force of the worm wheel; and
a housing for storing the motor, the cylindrical worm, the worm wheel, and the rotational lever;
wherein said housing is inflectional on a circular arc shape.
12. An actuator unit according to claim 11, wherein said motor shaft and said cylindrical worm are aligned along a reference straight line, said first shaft is arranged on a first area with respect to the reference straight line as a boundary and said second shaft is arranged on a second area opposite to the first area.
13. An actuator unit according to claim 12, wherein said housing has a hollow portion located beside the motor on the first area and located on an additional line, in parallel with the reference straight line, passing through the first shaft.
14. An actuator unit according to claim 11, wherein said cylindrical worm is disposed between the first shaft and the second shaft.
15. An actuator unit according to claim 14, wherein said rotational lever extends from the second shaft to the first shaft passing over the cylindrical worm.