All The Claims

I claim:

1. Software for use in financial transactions, comprising:
a computer-executable program embodied on a cellular or mobile telephone, the computer-executable program being programmed to:
(a) produce variable account numbers, and
(b) cause the cellular or mobile telephone to display account information in barcode form.
2. The software for use in financial transactions of claim 1, wherein:
the barcode is a two-dimensional barcode.
3. A portable device suitable for use in access control, identification, or financial transactions, with a self contained means for providing serial number of transaction code or time code comprising:
(a) a self-contained means for calculating said serial number of transactions or time code,
(b) a self-contained means for calculating an encrypted value in consideration of said serial number of transactions or time code, and
(c) a mechanism capable of displaying said encrypted value as one or more barcodes.
4. The portable device of claim 3, further comprising:
software programmed to enable the self contained display to display information which may change from one use of a card to the next.
5. The portable device of claim 4, wherein:
the software is upgradeable without having to replace the portable device.
6. The portable device of claim 4, wherein:
the software is capable of embodying multiple cards on the same portable device.
7. The portable device of claim 6, wherein:
the multiple cards have different security features.
8. The portable device of claim 3, wherein:
the self-contained display is configured to display a two-dimensional barcode.
9. The portable device of claim 2, wherein:
the software requires activation by a user of the portable device or by a financial institution.
10. The portable device of claim 3, wherein:
the portable device is capable of embodying multiple cards on the same portable device.
11. The portable device of claim 3, wherein:
the portable device is configured such that a plurality of the portable devices are capable of embodying a common card or account on the plurality of portable devices simultaneously.
12. The portable device of claim 3, wherein:
the portable device is configured to also be usable with a plastic card on a common account.
13. The portable device of claim 3, further comprising:
means for changing the appearance of the portable device to make an appearance of the portable device distinct from other devices of a similar model, wherein a change of the appearance relates to one or more cards embodied on the portable device.
14. The portable device of claim 3, wherein:
the portable device is a cellular or mobile telephone.
15. The portable device of claim 3, wherein:
the portable device is a personal digital assistant.
16. The portable device of claim 3, wherein:
the portable device is a laptop computer.
17. The portable device of claim 3, wherein:
the portable device is configured with encryption capabilities which are used by software to implement one or more encrypted cards.
18. A method for providing the portable device of claim 3 which is generally available for a fee to non-cardholders, comprising the step of:
providing one or more of the portable devices to cardholders for a price lower than the fee.
19. A method for providing the portable device of claim 3 which is generally available for a fee to non-cardholders, comprising the step of:
providing one or more of the portable devices to cardholders for free.
20. The portable device of claim 3, wherein:
the portable device is configured to be used in transactions occurring in person, via phone, or via the internet.
21. The portable device of claim 3, wherein:
the portable device is configured to be activated using an encryption key.
22. The portable device of claim 3, wherein:
the portable device is configured such that at least one account on the portable device can be activated using an encryption key.
23. The portable device of claim 3, wherein:
the portable device is configured such that at least one account on the portable device can be deactivated by deactivating an encryption key.
24. The portable device of claim 3, wherein:
the portable device is configured such that at least one account on the portable device can be deactivated remotely.
25. The portable device of claim 3, wherein:
the portable device is configured such that it can be deactivated remotely.
26. The portable device of claim 3, wherein:
the portable device is configured for use in combination with another device which can access at least one of account in common with said device.
27. The portable device of claim 3, wherein:
said portable device has a self contained means for displaying said encrypted value.
28. The portable device of claim 3, wherein:
the portable device is used for access control, or identification, but not for financial transactions.
29. The portable device of claim 3, furthermore comprising:
a mechanism for receiving prompts for potential access control, identification, or financial transactions from other software.
30. A program or programs suitable for use on a computer or other device for accessing the internet wherein said program or programs include:
(a) a method for accessing user or account information;
(b) a method for obtaining an account number which may vary from one transaction to the next;
(c) a method for displaying or transmitting said user or account information andor account number; and
(d) a capability to generate nonvarying user or account information for transactions selected from the group consisting of deposits and merchant-specific account numbers.
31. The program or programs of claim 30, wherein:
the account number which may vary from one transaction to the next is obtained in consideration of a time code.
32. The program or programs of claim 30, wherein the program further includes:
a method for controlling access to the program on a user’s computer.
33. The program or programs of claim 32, wherein:
the method for controlling access is a PIN number.
34. The program or programs of claim 32, wherein:
the method for controlling access is a password.
35. The program or programs of claim 32, wherein:
the method for controlling access is a physical key.
36. The program or programs of claim 32, wherein:
the method for controlling access is one or more questions asked of the user.
37. The program or programs of claim 32, wherein:
the method for controlling access allows access only at particular times.
38. The program or programs of claim 32, wherein:
transactions include accepting deposits.
39. The program or programs of claim 32, wherein:
the program or programs run on a desktop computer.
40. The program or programs of claim 30, wherein:
the account number which may vary from one transaction to the next is provided by the authorization center.
41. Software for producing variable account numbers, comprising:
a computer-executable program for a device, the computer-executable program being programmed to communicate data relating to transactions to other software on the same device and to generate variable account numbers wherein:
(a) account numbers used for a given cardholder or account may vary from one transaction to the next,
(b) validity of the account numbers can be confirmed by an authorization center,
(c) the account numbers contain the same number of characters as at least one nonvarying account number used by the same authorization system, and
(d) account numbers may be displayed in barcode form.
42. The software of claim 41, wherein:
a portion of the variable account number does not change from one transaction to the next.
43. The software of claim 41, wherein:
the variable account number is displayed using one or more two-dimensional barcodes.
44. The software of claim 41, wherein:
the other software is expense account software.
45. The software of claim 41, wherein:
the other software is accounting software.
46. The software of claim 41, wherein:
the other software is spreadsheet software.
47. A method for performing transactions using a deposit-only account number which does not vary from one transaction to the next for an account which uses variable account numbers for payments, the method comprising the steps of:
(a) instructing software to create a deposit-only account number,
(b) producing an account number which is only usable for deposits to a particular account.
48. The deposit-only account number of claim 47, wherein:
the deposit-only account number identifies an account without providing information needed to make payments from the account.
49. A system suitable for use in access control, identification, or financial transactions wherein:
(a) a cardholder causes a device to produce cardholder information which may vary from one transaction to the next,
(b) information is transferred or transmitted to one or more authorization centers in consideration of information displayed on said device in barcode form, and
(c) one or more authorization centers determine whether to complete a transaction in consideration of said information.
50. The system of claim 49, wherein:
the information which varies from one transaction to the next includes a variable account number.
51. The system of claim 50, wherein:
the one or more variable account numbers may be calculated in advance by an authorization center
52. The system of claim 49, wherein:
the system is embodied on a device selected from the group consisting of cellular phones, mobile phones, palm units, personal digital assistants and laptop computers.
53. The system of claim 52, wherein:
the system embodied on said device can complete a transaction via data on the display of said device without data transmission via cellular or mobile service.
54. The process of prompting a financial transaction on a portable device, wherein:
the portable device is capable of completing a financial transaction using account numbers which may vary from one transaction to the next.
55. The process of prompting a financial transaction of claim 54, wherein:
the prompting is performed via phone call, page or email
56. The process of prompting a financial transaction of claim 54, wherein:
the prompting may be caused solely by software on said portable device.
57. The process of prompting a financial transaction of claim 54, wherein:
the prompting may be caused by encrypted card software.
58. The process of prompting of a financial transaction of claim 54, furthermore comprised of:
communicating data relating to at least one prompted transaction to other software on the same device.
59. An encrypted card, comprising:
(a) one or more computing devices capable of performing encryption,
(b) user identification or account information, and
(c) at least one means for displaying or transmitting variable account numbers, wherein:
at least one of said means for displaying or transmitting variable account numbers is a barcode.
60. The encrypted card of claim 59, wherein said card is capable of displaying electronically:
(a) text,
(b) one or more images which may vary from one cardholder to the next.
61. The encrypted card of claim 60, wherein:
one or more images includes one or more images of a cardholder
62. The encrypted card of claim 60, wherein:
one or more images includes one or more images of two-dimensional barcodes.
63. The encrypted card of claim 60, wherein:
one or more images includes one or more images relating to a signature.
64. The encrypted card of claim 59, wherein:
the encrypted card is capable of person to person payment.
65. The encrypted card of claim 59, wherein:
variable account number contains the same number of characters as at least one nonvarying account number used by the same authorization system.
66. The encrypted card of claim 59, wherein: required software is downloaded for free.
67. The encrypted card of claim 59, wherein:
the card uses encryption technology embodied in the hardware of a portable computing device to perform encryption.
68. The encrypted card of claim 60, wherein:
the card can compress information which is originally numeric into fewer characters when displayed as a bar code.
69. The encrypted card of claim 59, further comprising:
an encryption key to activate at least one account.
70. The encrypted card of claim 59, wherein:
the card is capable of displaying a variable purely numeric account number using a barcode, and
said barcode is capable of displaying nonnumeric characters.
71. Using the barcode capable of displaying nonnumeric characters of claim 70, wherein:
a barcode can be displayed on a lower resolution device than a numeric barcode.
72. Using the barcode capable of displaying nonnumeric characters of claim 70, wherein:
the barcode capable of displaying nonnumeric characters can display more information on the same device than a numeric barcode.
73. Using the barcode capable of displaying nonnumeric characters of claim 70, wherein:
the barcode is a two-dimensional barcode.
74. The encrypted card of claim 59, further comprising:
software capable of running said encrypted card, wherein said software is installed on said computing device before sale.
75. The encrypted card of claim 59, further comprising:
software capable of running said encrypted card, wherein said software is installed by the user.
76. The encrypted card of claim 59, further comprising:
software capable of running said encrypted card, wherein said software is installed by an entity issuing one or more encrypted cards.
77. The encrypted card of claim 59, further comprising:
software capable of running said encrypted card, wherein said software is installed using an add-on device.
78. The encrypted card of claim 59, further comprising:
the capability to use a deposit-only account number which is constant from one deposit to the next.
79. A method for performing transactions using a merchant-specific account number which does not vary from one transaction to the next, comprising the steps of:
(a) instructing software to create a merchant-specific account number, and
(b) producing an account number which is only usable for transactions with a particular merchant for a particular cardholder
80. The method for performing transactions using a merchant-specific account number of claim 79, wherein:
the account number has limitations on its use selected from the group consisting of amount of transaction, maximum amount of a single transaction, maximum total amount of transactions, date of transaction or transactions, and time of transaction or transactions.
81. The method for performing transactions using a merchant-specific account number of claim 79, wherein:
the merchant-specific account number is used for transactions on an account which also uses variable account numbers.
82. Displaying a barcode relating to one or more financial transactions on a portable device selected from the group consisting of a cellular phone, a mobile phone, a palm device, or a personal digital assistant.
83. The display of a barcode of claim 82, wherein:
the barcode is a two-dimensional barcode.
The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.

1. A drive system for use in a drivetrain of a motor vehicle, said drive system comprising:
an input member;
a pair of output members drivingly coupled to said input member;
a differential gear assembly operatively disposed between said pair of output members to allow different speeds of rotation therebetween;
a friction clutch assembly for selectively engaging and disengaging said input member with one of said output members, said clutch assembly comprising at least one first clutch member coupled to rotate with one of said output members and at least one second clutch member coupled to rotate with said input member;
a fluid clutch actuator for selectively frictionally and variably loading said clutch assembly, said clutch actuator being selectively controlled in response to a difference in speed between said pair of output members to limit the relative rotation between said input member and one of said output members thereby limiting the speed differential between said output members;
a power transmission functionally separate from said friction clutch assembly and said fluid clutch actuator, said power transmission including a fluid pump therein; and
a fluid accumulator selectively communicating with said fluid clutch actuator for loading said friction clutch assembly, said fluid accumulator is selectively charged by said fluid pump;
said fluid pump being a common source of pressurized fluid for said fluid clutch actuator and said power transmission of said motor vehicle, said fluid clutch actuator being actuated by fluid pressure generated by said fluid pump.
2. The drive system as defined by claim 1, further comprising a vehicle management system, said vehicle management system is in electrical communication with and controlling said pump so that said vehicle management system controls said power transmission and said clutch actuator.
3. The drive system as defined in claim 1, wherein said input member includes a differential case operatively associated with said differential gear assembly and said pair of output members.
4. The drive system as defined in claim 1, wherein said frictional clutch assembly is comprised of a multi-disk clutch pack.
5. The drive system as defined in claim 4, wherein said first clutch member comprises an inner clutch assembly comprising a plurality of inner clutch plates drivingly coupled to an inner clutch sleeve, said inner clutch sleeve is splined to one of said output shafts.
6. The drive system as defined in claim 5, wherein said second clutch member comprises an outer clutch plate assembly including a plurality of outer clutch plates drivingly coupled to said input member.
7. The drive system device of claim 1, wherein said fluid clutch actuator includes a piston reservoir and a piston disposed in said piston reservoir, said fluid pressure generated by said pump engages a first side of said piston, a second side of said piston engages a thrust plate and a thrust bearing, and
wherein increasing said fluid pressure causes said at least one first clutch member to engage said at least one second clutch member.
8. The drive system described in claim 7, wherein said at least one first clutch member is engageable with said at least one second clutch member such that said input member is directly coupled to one of said output members when said clutch actuator is activated.
9. The drive system described in claim 1, wherein said drive system is installed in a front-wheel drive vehicle so that said output members are connected to a set of front wheels of said motor vehicle, said drive system selectively controlling torque directed to said front wheels.
10. The drive system described in claim 9, wherein said drive system of said front-wheel drive vehicle includes said differential gear assembly controlled by said friction clutch assembly.
11. The drive system described in claim 10, wherein said drive system of said front-wheel drive vehicle includes a front wheel drive transaxle housing accommodating said differential gear assembly; and
wherein said friction clutch assembly is disposed outside said front wheel drive transaxle housing.
12. The drive system described in claim 1, wherein said drive system is installed in a rear-wheel drive vehicle so that said output members are connected to a set of rear wheels of said motor vehicle, said drive system selectively controlling torque directed to said rear wheels.
13. The drive system described in claim 12, wherein said drive system of said rear-wheel drive vehicle includes a differential assembly including said differential gear assembly controlled by said friction clutch assembly disposed in a differential case of said differential assembly.
14. The drive system described in claim 1, wherein said power transmission is an automatic transmission including said fluid pump.
15. The A drive system for use in a drivetrain of a motor vehicle installed in a driveline extending between a front axle and a rear axle of said motor vehicle, said drive system comprising:
an input member;
an output member drivingly coupled to said input member;
a friction clutch assembly for selectively engaging and disengaging said input member with said output member, said clutch assembly comprising at least one first clutch member coupled to rotate with said output member and at least one second clutch member coupled to rotate with said input member;
a fluid clutch actuator for selectively frictionally and variably loading said clutch assembly;
a power transmission functionally separate from said friction clutch assembly and said fluid clutch actuator, said power transmission including a fluid pump therein; and
a fluid accumulator selectively communicating with said fluid clutch actuator for loading said friction clutch assembly, said fluid accumulator is selectively charged by said fluid pump;
said fluid pump being a common source of pressurized fluid for said fluid clutch actuator and said power transmission of said motor vehicle, said fluid clutch actuator being actuated by fluid pressure generated by said fluid pump;
said input member and said output member being drivingly connected to one of said front and rear axles, said clutch assembly being disposed between said input and output members so that said clutch actuator is selectively and variably controlled in response to a sensed speed difference between said input and output members to limit the relative rotation between said input and output members and thereby limit the speed differential between said input and output members so that said drive system controls torque transferred between said input member and said output member.
16. A drive system for use in a drivetrain of a motor vehicle, said drive system comprising:
an input member;
a pair of output members drivingly coupled to said input member;
a differential gear assembly operatively disposed between said pair of output members to allow different speeds of rotation therebetween;
a friction clutch assembly for selectively engaging and disengaging said input member with one of said output members, said clutch assembly comprising at least one first clutch member coupled to rotate with one of said output members and at least one second clutch member coupled to rotate with said input member;
a fluid clutch actuator for selectively frictionally and variably loading said clutch assembly, said clutch actuator being selectively controlled in response to a difference in speed between said pair of output members to limit the relative rotation between said input member and one of said output members thereby limiting the speed differential between said output members;
a power transmission functionally separate from said friction clutch assembly and said fluid clutch actuator, said power transmission including a fluid pump therein, said fluid pump being a common source of pressurized fluid for said fluid clutch actuator and said power transmission of said motor vehicle, said fluid clutch actuator being actuated by fluid pressure generated by said fluid pump; and
a vehicle management system, said vehicle management system being in electrical communication with and controlling said pump so that said vehicle management system controls said power transmission and said clutch actuator.

1. A wrist support, comprising: (a) a first section configured to receive a forearm, (b) a second section configured to receiver a hand, and (c) a bridging section extending between and connecting together said first section and said second section, (d) wherein said bridging section is integrally formed in a molding step with at least a portion of one of said first section and said second section, and (e) wherein said bridging section permits flexing of said second section relative to said first section in a radial-ulnar plane.
2. The wrist support of claim 1, wherein said bridging section includes an intermediate portion having a height in the volar-dorsal plane that is greater than its width in the radial-ulnar plane.
3. The wrist support of claim 1, wherein said bridging section and at least a portion of said second section are integrally formed in a molding step, and wherein said first section is formed in a different molding step.
4. The wrist support of claim 1, wherein said bridging section and at least a portion of said second section are integrally formed in a molding step from a first elastomeric material, and wherein said first section is formed in a different molding step from a different material.
5. The wrist support of claim 1, wherein said bridging section further includes at least one strap attachment opening for receipt there through of a strap.
6. The wrist support of claim 1, wherein said first section and said second section each includes at least one strap attachment opening for receipt there through of a strap.
7. The wrist support of claim 1, further comprising a tensioning line that extends between said first section and said second section for applying tension between said first section and said second section.
8. The wrist support of claim 7, wherein said first section further includes a rotary device for shortening of a portion of said tensioning line extending between said first section and said second section for increasing the tension therebetween.
9. The wrist support of claim 7, wherein said tensioning line extends along an extent of said bridging section for spanning a wrist.
10. The wrist support of claim 9, further comprising a guide channel defined by the bridging section for receiving and guiding said tensioning line between said first section and said second section.
11. The wrist support of claim 9, further comprising a tension line guide disposed on said bridging section for guidance of said tensioning line between said first section and said second section.
12. The wrist support of claim 11, wherein said tension line guide comprises at least one grommet through which said tensioning line passes in extending between said first section and said second section.
13. The wrist support of claim 11, wherein said tension line guide comprises a hub and multiple arms depending from said hub.
14. The wrist support of claim 7, wherein said first section defines a first axis for receiving a forearm along said first axis, wherein said second section defines a second axis for receiving a hand along said second axis, whereby an angle is defined between the first axis and the second axis, and wherein tension applied by the tensioning line maintains said angle.
15. The wrist support of claim 14, further comprising a rotary device from which extends the tensioning line, said rotary device operable to adjust the length of the tensioning line thereby adjusting said angle.
16. The wrist support of claim 15, wherein the rotary device includes a control knob, and wherein rotation of the control knob in a first rotational direction shortens the tensioning line for adjusting said angle.
17. A wrist support, comprising: (a) a first section for receiving a forearm along a first axis defined by said first section; (b) a second section for receiving a hand along a second axis defined by said second section; (c) a bridging section extending between and connecting together said first section and said second section; and (d) an adjustment system including a device and a line depending from said device, said line extending between said first section and said second section and extending along said bridging section, said device operable to adjust the length of said line thereby adjusting said second section and second axis thereof relative to said first section and said first axis thereof.
18. The wrist support of claim 17, wherein said bridging section is integrally formed in a molding step with at least a portion of one of said first section and said section, said bridging section permitting flexing of said second section relative to said first section in a radial-ulnar plane.
19. The wrist support of claim 17, wherein said device includes a rotatable control knob, and wherein rotation of said control knob in a first rotational direction causes drawing of a portion of said line into said device.
20. A wrist support, comprising: (a) a forearm component for receiving a forearm; (b) a hand component for receiving a hand; (c) a hinge extending between and connecting together said forearm component and said hand component, said hinge including an intermediate elastomeric portion having a height in a volar-dorsal plane that is greater than its width in a radial-ulnar plane; (d) a tensioning line further connecting said forearm component and said hand component; and (e) a tensioning line adjustment mechanism for selectively controlling the length and the tension of the tensioning line; (f) wherein shortening said tensioning line by said tensioning line adjustment mechanism draws said hand component in a dorsal direction relative to said forearm component.

The claims below are in addition to those above.
All refrences to claim(s) which appear below refer to the numbering after this setence.

1. A fluorinated organosilicon compound having the following general formula (1):
17
wherein R1 is independently a monovalent hydrocarbon group having 1 to 6 carbon atoms,
X is independently CH2, CH2O, CH2OCH2or YNR2COwherein Y is CH2or a divalent group of the following structural formula (I):
18
and R2 is hydrogen or a monovalent hydrocarbon group having 1 to 10 carbon atoms,
Rf1 is a monovalent perfluoroalkyl or perfluorooxyalkyl group,
Z is a divalent hydrocarbon group of 1 to 15 carbon atoms which may contain an ether bond,
subscripts a, b, c and d are integers satisfying a3, b3, c3, d3, 3ac5, 1bd3, ab3, and cd3, and e is independently 0 or 1.
2. The fluorinated organosilicon compound of claim 1 having the following general formula (2):
19
wherein R1, X, Rf1, a, b, c, d and e are as defined above and g is an integer of 1 to 8.